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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Had PayPal for years.

5
Had PayPal for years... The pay in three is an amazing feature Reviewed on: 30th May 2026

Paypal every time

5
I love how quick it is to use paypal knowing my money is safe Reviewed on: 30th May 2026

Love it.

5
Love it. Find it very easy to use and love the reward schemes Reviewed on: 30th May 2026

Why I use PayPal

5
I've long used PayPal , initially for eBay purchases but it made sense to use them for online payments to keep the details of my payment cards secret as I've suffered credit card fraud in the past. Reviewed on: 30th May 2026

Always First class service when any issue arises

5
Always First class service when any issue arises Reviewed on: 30th May 2026

Simple, easy to use.

5
Simple, easy to use. Accepted on most sights and I know the limits and terms before I make a purchase. Reviewed on: 30th May 2026

I always use PayPal it’s safe and reliable

5
I always use PayPal it’s safe and reliable Reviewed on: 30th May 2026

I have had brilliant experience when I payment cam...

5
I have had brilliant experience when I payment came out and I didn't agree with it you put it back in my account. Reviewed on: 30th May 2026

Simply the best!

5
Easy to use, reliable and prompt customer service. Reviewed on: 30th May 2026

Brilliant way to spread cost and also feel safe when...

5
Brilliant way to spread cost and also feel safe when purchasing items Reviewed on: 30th May 2026

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