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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Paypal is always my preferred way to pay.

5
Paypal is always my preferred way to pay. I always find it the easiest and most convenient! Reviewed on: 30th May 2026

Good customer service experience

5
Easy to use,, I pay with paypal credit and when I had problems with my order they gave me my money back. Reviewed on: 30th May 2026

PayPal Credit has been very easy to use and has help...

5
PayPal Credit has been very easy to use and has helped me manage my purchases more flexibly. The application process was straightforward, payments are simple to track, and the service has been reliable. Overall, I am very satisfied with my experience and would recommend it to others looking for a convenient credit option. Title: Great Service and Easy to Use Reviewed on: 30th May 2026

PayPal credit is so convenient and if there’s ever a...

5
PayPal credit is so convenient and if there’s ever any issues then PayPal are more than helpful on assisting with any issues. Reviewed on: 30th May 2026

They are really good.

5
They are really good. They are finding ways to keep you in top of your credit spendings. Reviewed on: 30th May 2026

Paypal is really pretty good you know.

4
Like the interest free options. Decent app.. Reviewed on: 30th May 2026

Simply and easy to use.

5
Simply and easy to use. Good for bigger purchases! Reviewed on: 30th May 2026

Great for purchases you’re not sure about.

5
Great for purchases you’re not sure about. Better for spreading the cost Reviewed on: 30th May 2026

Reliable!

5
Have been using PayPal since I was 18 it has always been the most reliable choice when purchasing anything! Keeps you safe and will never let you down. Reviewed on: 30th May 2026

PayPal credit

5
I can buy things but know I can spread payment over time. Payments are affordable and I have the added assurance that I can order things securely Reviewed on: 30th May 2026

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