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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Sky high interest, no balance transfer out options

Sky high interest, no balance transfer out options Reviewed on: 30th May 2026

I have been using PayPal for years.

I have been using PayPal for years. Most of my purchases utilise the pay over 4 months scheme. Reviewed on: 30th May 2026

Customer support was unable to help me with damaged

Customer support was unable to help me with damaged goods as it was after the 28days delivery. Prior to this i tried to deal with the seller direct. Consumer Credit act 1974 makes paypal liable for my purchase, but PayPal rules seems to be different. As a private individual can't do much about it, and everyone is hiding behind the phones and disconnecting the lines Reviewed on: 30th May 2026

PayPal is easy to use and the help line is helpful i...

PayPal is easy to use and the help line is helpful if needs be. Never had any problems and it lets you know when you need to pay it back, or when your minimum payment is due with enough time to make sure you pay it on time. Reviewed on: 30th May 2026

Useful, easy!

Useful, easy to navigate. Points a bonus. Reviewed on: 30th May 2026

Very easy to use very reliable .

Very easy to use very reliable .fast efficient and simpls Reviewed on: 30th May 2026

Great customer service, when phoned the agents are v...

Great customer service, when phoned the agents are very friendly Reviewed on: 30th May 2026

Help me buy things i need over 4 months could not af...

Help me buy things i need over 4 months could not afford to buy otherwise Thank you Reviewed on: 30th May 2026

No issues just wish I could choose what I want to pa...

No issues just wish I could choose what I want to pay off first in my credit account. Reviewed on: 30th May 2026

by far the best credit company out there.

by far the best credit company out there. it allows me to be able to afford my wants with no interests since 4 months is enough time for me to clear my debt. Reviewed on: 30th May 2026

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