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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

Good sevice ,no complaints,statements on time and yo...

5
Good sevice ,no complaints,statements on time and you can set a pre date for payment so you dont forget it Reviewed on: 29th May 2026

Fast, reliable and quick service

5
Fast, reliable and quick service Reviewed on: 29th May 2026

5 Stars Service

5
PayPal Credit is amazing to have and use it, no extra fees if amount is paid in time, safe payments. Reviewed on: 29th May 2026

Very good credit limit, flexibility in repayments

5
Very good credit limit, flexibility in repayments Reviewed on: 29th May 2026

Never had any issues, great customer support if ever...

5
Never had any issues, great customer support if ever we’ve needed them. Reviewed on: 29th May 2026

I’m happy with service and I will recommend to my fr...

5
I’m happy with service and I will recommend to my friend and family Reviewed on: 29th May 2026

Great offers for interest free period

5
Great offers for interest free period Reviewed on: 29th May 2026

Great Product

5
Long time customer. Any issues resolved swiftly. Easy and safe way to pay for online services. Reviewed on: 29th May 2026

A friend indeed!

5
Paypal credit 0% interest for 4 months gives me the best value for money. Their customer service is excellent and mobile app is user-friendly. Reviewed on: 29th May 2026

Outstanding

5
Customer service is outstanding. Advisors get straight problem and always resolve the issues. 10/10 Reviewed on: 29th May 2026

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