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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,354 reviews, last reviewed 19th Apr 2026
2448600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Excellent and easy to use through app. Reviewed on: 19th April 2026
Jennifer S's avatar
Jennifer S

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77354)

It is the best form of payment to pay for goods and...

5
It is the best form of payment to pay for goods and online. This allows you to pay in 4 months when you spend more than £100. Reviewed on: 1st June 2024
thewongen's avatar
thewongen

Very easy to use and easy to pay for purchases.

5
Very easy to use and easy to pay for purchases. Reviewed on: 1st June 2024
Lorraine H's avatar
Lorraine H

It's safe for any payment .

5
It's safe for any payment . I always prefer to pay by PayPal. It's quick and ger money back from any fake saler. Reviewed on: 1st June 2024
Asma ahmed 's avatar
Asma ahmed

User friendly interface but also good customer service

5
User friendly interface but also good customer service Reviewed on: 1st June 2024
AnitaB's avatar
AnitaB

I love the payment security and flexible options.

5
I love the payment security and flexible options. I feel safer and more confident shopping with PayPal, I like the credit option for bigger purchases and pay in 3 for things that aren't high enough for the interest free period. Reviewed on: 1st June 2024
Funsize Stephi's avatar
Funsize Stephi

Pleasure to deal with

4
Any issues easy to contact customer services, and they do their very best. Really handy to have to use to pay for things Reviewed on: 1st June 2024
J N's avatar
J N

Just so easy and 4 months to spread bigger purchases.

5
Just so easy and 4 months to spread bigger purchases. Even holidays. A fantastic service. Reviewed on: 1st June 2024
Ben's avatar
Ben

Excellent customer service, never really experienced...

5
Excellent customer service, never really experienced any problems at all. Reviewed on: 1st June 2024
Jon Coveney's avatar
Jon Coveney

Great service , helpful always, informative and very...

5
Great service , helpful always, informative and very useful with many main retailers and security for peace of mind when dealing with financial issues Reviewed on: 1st June 2024
Hannah D's avatar
Hannah D

easy to use

5
easy to use and easy to pay safe and secure never had an issue Reviewed on: 1st June 2024
Paula M's avatar
Paula M

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