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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

My PayPal account is the best!

My PayPal account is the best! And has helped me do much, I got scammed and PayPal refunded me immediately Reviewed on: 29th May 2026

Fast working understanding friendly staff

Fast working understanding friendly staff Reviewed on: 29th May 2026

Best app ever.

Probably what I use the most! Easy payments. Shame about % rate going up. Reviewed on: 29th May 2026

Goto payment method

PayPal has consistently been my preferred payment method, particularly for online transactions, due to the perceived security it offers. However, I believe there is a need for enhanced security measures, as I have frequently received unsolicited invoices from unknown individuals. While these incidents have been reported, I have not observed a reduction in their volume or frequency. Reviewed on: 29th May 2026

Secure and convenient

I use PayPal for most payments because it secure and easy to use. I have PayPal credit too. It is very convenient. Reviewed on: 29th May 2026

PayPal is great for simplicity.

PayPal is great for simplicity. No need to add details to a new website when they accept PayPal. And most places do accept it. Reviewed on: 29th May 2026

System secure to use,fast and convienient ,locate ve...

System secure to use,fast and convienient ,locate very fast in doiing transaction on line Reviewed on: 29th May 2026

Excellent 10/10

Any problems I’ve ever encountered PayPal customer service has always been so patience and unbelievably helpful, the app is so easy to navigate, everything’s set out so clearly, PayPal credit is a brilliant straight forward option for those who may need time to pay off anything, can’t think of anything that actually needs improving Reviewed on: 29th May 2026

Great convenient way to pay for big and small things...

Great convenient way to pay for big and small things i use it all the time Reviewed on: 29th May 2026

credit card and unsecured

I regret getting a credit card as my credit score gone bad. The blue points PayPal+ are not that valuable and worth while. Ther no good perk and PayPal is insecure. if you got a problem it hard to contact anyone for help. Reviewed on: 29th May 2026

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