Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,373 reviews, last reviewed 19th Apr 2026
2450400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and great to work with and shop with Good and great to work with and shop with Reviewed on: 19th April 2026
Kyle long 's avatar
Kyle long

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77373)

Never had any issues, disputes always been handled q...

5
Never had any issues, disputes always been handled quickly and efficiently Reviewed on: 1st June 2024
Liam H's avatar
Liam H

I've had no problem with PayPal would sooner pay f...

5
I've had no problem with PayPal I would sooner pay for things via PayPal Reviewed on: 1st June 2024
LeeAnne L's avatar
LeeAnne L

It’s easy, efficient and reliable!

5
It’s easy, efficient and reliable! I recommend to friends and family. PayPal credit is brilliant! Reviewed on: 1st June 2024
Lisa L's avatar
Lisa L

PayPal has been part of me for everything my groceri...

5
PayPal has been part of me for everything my groceries my travel my shopping my refunds PayPal is awesome Reviewed on: 1st June 2024
Savio D's avatar
Savio D

A real life saver!!

5
A real life saver, couldn't have not afford to buy several things for our house if it wasn't for PayPal Credit. Reviewed on: 1st June 2024
Alessandro C's avatar
Alessandro C

Helped in a variety of emergency situations

5
During my time in my first flat, paypal credit was a life saver in helping me in emergency situations, buying stuff for the house through enay, getting food shops in and even emergency uber rides, i may have bitten off more than i could chew but thats just how it goes sometimes Reviewed on: 1st June 2024
LewisMcKenzie's avatar
LewisMcKenzie

I’ve never had a bad experience with PayPal it’s goo...

5
I’ve never had a bad experience with PayPal it’s good that you can use it on literally anything which is great. Reviewed on: 1st June 2024
Amie R's avatar
Amie R

I've been using PayPal consistently since the year 2...

5
I've been using PayPal consistently since the year 2005 and my experience with them have been extremely positive. PayPal saved me from many online frauds and have recovered my money on multiple occasions. I love them and support them in their future endeavours. Reviewed on: 1st June 2024
G G's avatar
G G

The customers service is very satisfying when its co...

5
The customers service is very satisfying when its come purchase any products on the Internet thank you protecting me against scammer. Reviewed on: 1st June 2024
OG Immanuel's avatar
OG Immanuel

Easy to use

5
Easy to use I like the pay in 3 with no interest Reviewed on: 1st June 2024
Pay it forward 's avatar
Pay it forward

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill