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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

Simple app, easy to use and no money transfer fees o...

Simple app, easy to use and no money transfer fees on exchanges Reviewed on: 29th May 2026

customer service .

I used customer service a few times and always been very polite and always sorted out my problem. Reviewed on: 29th May 2026

Fast response, high tech solutions

Fast response, high tech solutions Reviewed on: 29th May 2026

PayPal credit is amazing!

I was really pleased with the paypal credit with 0% interest! I had to buy a product and it was very helpful to have this choice as I needed to pay in instalments. It was easy to set up and I had 6 months to repay it back. I would definitely recommend it to my friends or family. Reviewed on: 29th May 2026

Safety and security online with PayPal is 2nd to none .

Safety and security online with PayPal is 2nd to none . Only way I shop online Reviewed on: 29th May 2026

peace of mind

Good, it gives you peace of mind. Reviewed on: 29th May 2026

The best on the market

Its helped me buy gifts, pay bills and buy things I wouldnt be able to in one full payment. I've beem with PayPal for nearly 7 years and they are simply amazing for my financial especially in this awful economy. Customer service is fair and quick to respond and on the phone they very human and not sounding they ready from a script highly recommend PayPal and PayPal credit to anyone who needs help dealing with their finacial woes. Also would like to add its the most loan like system ever with 0 interest for 4 months is amazing Reviewed on: 29th May 2026

My PayPal Journey

I have been using my PayPal to manage my money and credit transactions for nearly 2 decades now. They're doing something right, wouldn't you agree? Reviewed on: 29th May 2026

Review May 2026

Customer service can be hard to contact - there’s not an easily accessible number to call. Reviewed on: 29th May 2026

My go to online payment

My go to for safe online payments with peace of mind for buyer protection and professional conflict resolution Reviewed on: 29th May 2026

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