Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

View other PayPal products

4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181074)

Buyer protection is very reassuring

Buyer protection is very reassuring Reviewed on: 29th May 2026

I feel protected when I use PayPal through websites.

I feel protected when I use PayPal through websites. Reviewed on: 29th May 2026

highly recommended payment service.

Easy, convenient, great support, highly recommended payment service. When ever there has been a form of issue, it is resolved quickly and efficiently. Reviewed on: 29th May 2026

PayPal is great

PayPal is great have been using it for years. Would recommend it to anyone. Easy to use, Reviewed on: 29th May 2026

They only look after sellers!

Every time I have an issue with a seller they always seem to side with the seller and never look at my point of view. Reviewed on: 29th May 2026

Had no problems using the service, easy to navigate...

Had no problems using the service, easy to navigate and useful if you need to spread the cost Reviewed on: 29th May 2026

Great app features give you control over spending an...

Great app features give you control over spending and repaying. Reviewed on: 29th May 2026

Never had a problem ?

Never had a problem ??????????????? Reviewed on: 29th May 2026

Kind in helping

Well had issues with payments ladie was very kind and understanding nice people good service Reviewed on: 29th May 2026

PayPal credit gives me breathing space to pay for mo...

PayPal credit gives me breathing space to pay for more expensive items Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101242 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub