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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77273 reviews)

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4.90

Based on 77,273 reviews, last reviewed 19th Apr 2026

2440900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent, safe, service, trusted by many suppliers Excellent, safe, service, trusted by many suppliers Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77273)

PayPal has been great

Been with PayPal for a number of years now and have been great from start to now. Never really had a issue with them and using the pay monthly options available it’s been a lot easier to manage money and buy stuff that might have been slight more than I could manage Reviewed on: 1st June 2024

Smooth, safe, effortless transactions, online, using...

Smooth, safe, effortless transactions, online, using Face ID. Uncomplicated full-balance return payments. Wish I could also use it for Amazon purchases. Total confidence using PayPal credit for purchasing. Reviewed on: 1st June 2024

Very clear terms and conditions, the best thing is...

Very clear terms and conditions, the best thing is the option to pay interest free if paid before interest is accrued!! I can not fault the communication! Reviewed on: 1st June 2024

I always feel like my PayPal account is very secure.

I always feel like my PayPal account is very secure. Reviewed on: 1st June 2024

Great facility

I have used paypal credit to buy a lot of large purchases and have never had any problems it's a great facility for spreading the payments and I'm always alerted when a payment is due and how much it will be Reviewed on: 1st June 2024

Despite pretty decent credit scores, paying everythi...

Despite pretty decent credit scores, paying everything on time, and PayPal credit not affecting credit scores, I find it extremely difficult to have my credit limit raised. Reviewed on: 1st June 2024

Hard to keep track of payments etc

Hard to keep track of payments etc Reviewed on: 1st June 2024

Secure finance from order to your door and afterwards.

Never a problem, kept up to date at all times, security is very good. Reviewed on: 1st June 2024

Never had a problem always quick and got refunds on...

Never had a problem always quick and got refunds on time etc Reviewed on: 1st June 2024

PayPal is simple to use.

PayPal is simple to use. Support questions are answered well. It just makes life easy Reviewed on: 1st June 2024

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