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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,262 reviews, last reviewed 19th Apr 2026
2439800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use paypal credit all the time , 4 months interest... I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026
mick t's avatar
mick t

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77262)

Great experience and security.

5
Great experience and security. Every time I had issues with payments or issues with the sellers or buyers PayPal swiftly helped to resolve it for me. Reviewed on: 1st June 2024
Yana K's avatar
Yana K

It’s very helpful and very good for everyone

5
It’s very helpful and very good for everyone Reviewed on: 1st June 2024
Constantin istrate's avatar
Constantin istrate

Save me,and help me exist .

5
Save me,and help me exist .make my payments secure,and comfortable. Reviewed on: 1st June 2024
Marcin R's avatar
Marcin R

easy peasy 2

5
easy peasy easy to use avoid xtra security checks quicker Reviewed on: 1st June 2024
jon l's avatar
jon l

Easy to use, spread the cost over 4 months

5
Easy to use, spread the cost over 4 months Reviewed on: 1st June 2024
Steve O's avatar
Steve O

PayPal credit support

5
It's a handy platform for instalment payments. Reviewed on: 1st June 2024
Dr Alexander Akinduko 's avatar
Dr Alexander Akinduko

Pay in 3 facility very useful to spread cost without...

5
Pay in 3 facility very useful to spread cost without having to pay any interest. Reviewed on: 1st June 2024
Lee S's avatar
Lee S

Difficult to contact a real person

4
Difficult to contact a real person Reviewed on: 1st June 2024
Stanislav C's avatar
Stanislav C

Always excellent customer service.

5
Always excellent customer service. Quick and efficient response. I couldn’t think of any other company that would respond as well as PayPal. Use my PayPal account all the time now Reviewed on: 1st June 2024
Marie C's avatar
Marie C

Simply The Best!

5
I have used PayPal Credit for the first time recently. Application was easy and quick and funds were immediate. I can regularly check my balance and make extra payments towards it quite easily and without any early repayment charges. PayPal is the only financial company I trust to look after my financial security and needs. Reviewed on: 1st June 2024
Joanne R's avatar
Joanne R

Review PayPal: PayPal Credit now

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