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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

Easy to manage Pay.in 3 payments and gives flexibility

Always easy to use PayPal pay in 3 or PayPal credit for larger purchases and makes it so easy to manage the finances. Pay in 3 is so easy to manage Reviewed on: 29th May 2026

Easy to set up, simple to use.

Easy to set up, simple to use. Easiest and safest way to get credit Reviewed on: 29th May 2026

Always feel Paypal is secure and never had an issue...

Always feel Paypal is secure and never had an issue Reviewed on: 29th May 2026

Fantastic service

Can't see myself not ever using PayPal for all my purchases, and especially splitting the payments over different times is a great way not to break the bank but still enjoy the things in life Reviewed on: 29th May 2026

Quick & easy way to pay for things

Quick & easy way to pay for things Reviewed on: 29th May 2026

I always have good experience with PayPal.

I always have good experience with PayPal. Reviewed on: 29th May 2026

Such a great financial help.

The pay in three or four option is such a great help, and the interest free on some large purchases makes life that bit more comfortable and possible now! Reviewed on: 29th May 2026

Title: Immediate Cancellation Request Ignored Despit...

Title: Immediate Cancellation Request Ignored Despite No Shipment I placed an order by mistake and submitted a cancellation request almost immediately after purchase, before the item had been shipped or processed. Despite this, the seller refused to cancel the transaction. The listing also stated that returns were accepted, which makes the refusal to stop the order before shipment feel unreasonable and unnecessarily costly for the buyer. From a customer perspective, forcing shipment after an instant cancellation request creates avoidable disputes, wasted shipping costs, and a poor user experience. A short grace period for accidental purchases should exist, especially when no operational loss has yet occurred. This experience seriously reduced my trust in the PayPal/eBay buyer protection process. Reviewed on: 29th May 2026

Great finance provider

Just great easy to use, pay., very quick have a lot of option very handy Reviewed on: 29th May 2026

Quick and easy service always helpful and customer s...

Quick and easy service always helpful and customer services are fantastic Reviewed on: 29th May 2026

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