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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

My go to financial pit stop

Unrivalled financial services, with superb security on account. Reviewed on: 29th May 2026

Very good service to use.

Very good service to use. Have a good experince very time when using paypal cradit Reviewed on: 29th May 2026

Easy to use, quick response.

Easy to use, quick response.easy to pay back. Reviewed on: 29th May 2026

I always use PayPal credit for any purchases over £1...

I always use PayPal credit for any purchases over £100 for the four months interest free period. Reviewed on: 29th May 2026

Unusual Activity

I had unusual activity on my PayPal credit account, resulting in hundreds of pounds. I contacted PayPal and they investigated the issue and they solved the problem and I got my money back. No questions to make you feel like you need to justify yourself. Reviewed on: 29th May 2026

nice experience and very convenient to access features

nice experience and very convenient to access features Reviewed on: 29th May 2026

Great card and easy to manage all securely

Great card and easy to manage all securely Reviewed on: 29th May 2026

I love it.

I love it. Specially the 4 month interest free Reviewed on: 29th May 2026

No problems whatsoever would not use anyone else

No problems whatsoever would not use anyone else Reviewed on: 29th May 2026

Paypal items

I used my PayPal credit to help by baby items. It gave me time to pay off the large items Reviewed on: 29th May 2026

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