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PayPal: PayPal Credit reviews

4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77047)

Use all the time , it’s safe and easy

5
Use all the time , it’s safe and easy Reviewed on: 1st June 2024

Easy money

5
Always been easy to use and easy to pay no fuss limit is reasonable too. Reviewed on: 1st June 2024

I would like a card for the shops.

4
I would like a card for the shops. Reviewed on: 1st June 2024

Peace of mind and safe

5
Really easy to use and flexible to pay off. Provides peace of mind that you are secure online. Reviewed on: 1st June 2024

Excellent

5
The interest rate is good purchases are easy to make abd ut can be used a lot Reviewed on: 1st June 2024

Helps to pay for things stress free

5
Helps to pay for things stress free Reviewed on: 1st June 2024

PayPal is an easy app to use snd customer service is...

5
PayPal is an easy app to use snd customer service is fantastic Reviewed on: 1st June 2024

Have had only positive service with paypal

5
Have had only positive and fast service with PayPal, easy to understand and available on a large number of platforms Reviewed on: 1st June 2024

Paypal credit has been a reliable source for me for...

5
Paypal credit has been a reliable source for me for years esp for big life expenses - the customer service tops this service Reviewed on: 1st June 2024

Paypal is good.

4
Paypal is good.. only thing I would say they have got greedy over the few years I have had credit with them ... Seem interest is forever going up and payments don't clear as much as they used too at times. But having the credit has helped me a lot with car issues/parts that I couldn't pay straight out! Reviewed on: 1st June 2024

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