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PayPal: PayPal Credit reviews

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4.90
Based on 76,927 reviews, last reviewed 19th Apr 2026
2408100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything you need with the touch of a button Everything you need with the touch of a button the PayPal credit is much easier to have and control making the repayments much easier Reviewed on: 19th April 2026
Benny 's avatar
Benny

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76927)

App is very easy, paypal credit useful.

5
App is very easy, paypal credit useful. App is easy to manage. Only issue had when I had to change my personal details Reviewed on: 1st June 2024
Sylwia M's avatar
Sylwia M

Very covenient and easy to hse and very gelpful

5
Very covenient and easy to hse and very gelpful Reviewed on: 1st June 2024
Wale's avatar
Wale

Helped me pay for some extra things whilst paying it...

5
Helped me pay for some extra things whilst paying it off slowly I have been using it for about two years the only thing i will say its the interest rate is a bit steep :) Would love it if i won the prize haha Reviewed on: 1st June 2024
Aaronb's avatar
Aaronb

Good but some options needs to be better managed

5
I like having the different payment options. Payment is 3 is great how ever the option for this can be temperamental as with enough credit limit someone PayPal puts a stop on this options and you are forced to use PayPal credit which I don’t think is fair! Reviewed on: 1st June 2024
SKLYZ's avatar
SKLYZ

Its smooth and hassle free way to pay for purchases...

5
Its smooth and hassle free way to pay for purchases Reviewed on: 1st June 2024
Rehman A's avatar
Rehman A

Very good communication and easy to access

5
Very good communication and easy to access Reviewed on: 1st June 2024
Nayla's avatar
Nayla

I use PayPal credit regularly

5
I use PayPal credit regularly to book holidays Reviewed on: 1st June 2024
Ben's avatar
Ben

Good service

4
Gives security when making online purchases Reviewed on: 1st June 2024
Kriz's avatar
Kriz

Peace of mind

5
Safe and secure online transactions always helpful never let me down a peace of mind. Reviewed on: 1st June 2024
Fahad's avatar
Fahad

I always use PayPal pay in 3, or. 4 month’l credits.

5
I always use PayPal pay in 3, or credit 4 months @ 0% for literally everything I buy. If PayPal didn’t exist I wouldn’t be able to purchase anything without saving for 3 or 4? Months which wouldn’t happen. Reviewed on: 1st June 2024
Louis 's avatar
Louis

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