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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

Trust PayPal above other companies

Trust PayPal above other companies Reviewed on: 29th May 2026

Fantastic interest to me as he was

Fantastic interest to me as he was Reviewed on: 29th May 2026

Very easy to use.

Very easy to use. Secure. Pay in 3 makes the load easier. Reviewed on: 29th May 2026

Absolutely easy to use, easy to apply for, great exp...

Absolutely easy to use, easy to apply for, great explanations how things work and could be very useful when you need to make emergency purchases or would like to spread the cost Reviewed on: 29th May 2026

Fantastic credit system allows purchase of anything...

Fantastic credit system allows purchase of anything i require and easy to make repayments and organise dates of repayments Reviewed on: 29th May 2026

Love it.

Love using pay pal, helps me plan and stay in control of my finances. Reviewed on: 29th May 2026

Easy and excellent especially interest free over 3 m...

Easy and excellent especially interest free over 3 months Reviewed on: 29th May 2026

Feels safe and secure.

Feels safe and secure. Never had any issues. Love the flexible payment options. Love the extra add ons. Reviewed on: 29th May 2026

Amazing and super safe and secure

Love the paypal app which is affordable and take a lot of stress away from day to day life and is super safe and im really happy with the service couldn't recommend enough Reviewed on: 29th May 2026

PayPal Credit has been really convenient for managin...

PayPal Credit has been really convenient for managing purchases. The buy now, pay later feature gives great flexibility, and it integrates seamlessly with PayPal. Easy to use and reliable. Reviewed on: 29th May 2026

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