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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,745 reviews, last reviewed 19th Apr 2026
2390600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the new app, it could be a little slicker in... I like the new app, it could be a little slicker in it's routing but overall very good improvement with the embedded new features Reviewed on: 19th April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76745)

It's a perfect way to buy items you need and pay off...

5
It's a perfect way to buy items you need and pay off monthly Reviewed on: 31st May 2024
Patricia's avatar
Patricia

Very Good Service

5
Easy to use and very useful. Would use again Reviewed on: 31st May 2024
Lisa's avatar
Lisa

Safe and convenient way to pay.

5
Safe and convenient way to pay. Having the ability to pay for goods over a short period of time without paying interest. Reviewed on: 31st May 2024
KV's avatar
KV

Love using paypal pay in three and paypal credit, it...

5
Love using paypal pay in three and paypal credit, it is so easy to use and i love being able to check my balance and pay extra whenever i want. The interest free options have enabled me to purchase some larger household items. I highly recommend using paypal, just make sure you can afford the payments and dont miss them. A good tip is to put 3 monthly payments in to a savings account in case of life's emergencies then you will keep your credit in good shape and never miss a payment. Reviewed on: 31st May 2024
Deborah's avatar
Deborah

Great love PayPal credit, only wish I could pay inst...

5
Great love PayPal credit, only wish I could pay instantly Reviewed on: 31st May 2024
Noah R's avatar
Noah R

Good and prompt, very good services

5
Good and prompt, very good services Reviewed on: 31st May 2024
Charles A's avatar
Charles A

Great and so easy to use I would gladly recommend al...

5
Great and so easy to use I would gladly recommend all my friend's Reviewed on: 31st May 2024
victor swinscoe's avatar
victor swinscoe

Very happy especially having a paypal credit and pay...

5
Very happy especially having a paypal credit and pay in 3 option very helpful. Reviewed on: 31st May 2024
Cromwel M's avatar
Cromwel M

Bought a refurbished MacBook on eBay using PayPal cr...

5
Bought a refurbished MacBook on eBay using PayPal credit and it’s one of the best online credits I’ve used. Minimum payments are small and affordable and interest is very reasonable. Reviewed on: 31st May 2024
Tilly D's avatar
Tilly D

you just get what you need with no mess.

5
you just get what you need with no mess. instead of looking at a scammers page, ebay is there for you Reviewed on: 31st May 2024
Stephen Woodcock's avatar
Stephen Woodcock

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