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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,615 reviews, last reviewed 19th Apr 2026
2378400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the best The best and safest thing u did is PayPal Reviewed on: 19th April 2026
Clarrissa f's avatar
Clarrissa f

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76615)

Good stuff.

5
Good stuff. Reliable. Credible. Dependable Reviewed on: 31st May 2024
Zee's avatar
Zee

The way I PREFER to pay

5
I have had one dispute and it was dealt with efficiently and speedily Reviewed on: 31st May 2024
Sylvia Goodmann's avatar
Sylvia Goodmann

I use PayPal credit for many of my purchases and alt...

5
I use PayPal credit for many of my purchases and although I often clear my balance before it's due date, I find that in the event that I don't I have the peace of mind that I will not be landed with any nasty surprise costs. Reviewed on: 31st May 2024
Margo L's avatar
Margo L

I absolutely love using PayPal.

5
I absolutely love using PayPal. Would never stop so quick and efficient. Reviewed on: 31st May 2024
Nazma H's avatar
Nazma H

PayPal is great

5
Easy to use via app. Well set out menu options. Credit terms very convenient & fair repayment apr Reviewed on: 31st May 2024
Paul H's avatar
Paul H

Online no need to talk

5
Online service dont need to talk to anyone with irrelevant questions. Can manage payments and change the amount at anytime. Reviewed on: 31st May 2024
kate p's avatar
kate p

Trustworthy, Reliable and Convenient

5
So convenient! Papypal Credit is now a trusted option for retailers and reliable for customers as well. The best feature is the four months window for interest free credit which allows customers to pay with trust and their peace of mind is not compromised. Love PayPal Credit! Reviewed on: 31st May 2024
Sami's avatar
Sami

Quite easy to speak with a customer service represen...

4
Quite easy to speak with a customer service representative Reviewed on: 31st May 2024
Kemi's avatar
Kemi

Really easy to use and great notifications of paymen...

5
Really easy to use and great notifications of payments going out in plenty of time Reviewed on: 31st May 2024
Louise W's avatar
Louise W

Easy going nice and simple and helpful

5
Easy going nice and simple and helpful Reviewed on: 31st May 2024
Douglas 's avatar
Douglas

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