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PayPal: PayPal Credit reviews

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4.90
Based on 76,581 reviews, last reviewed 19th Apr 2026
2375000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very happy with security it gives me. Easy to use and very happy with security it gives me. Reviewed on: 19th April 2026
Mark Trotman's avatar
Mark Trotman

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76581)

Easy to set up and pay in three very handy...

5
Easy to set up and pay in three very handy Reviewed on: 31st May 2024
Sam T's avatar
Sam T

Very helpful.

5
Very helpful. Helped me a lot when I needed to purchase an item but didn't have the money right away Reviewed on: 31st May 2024
Renkelly's avatar
Renkelly

Excellent

5
Always excellent service, if any payment queries they are quick to respond. Simple to set up and very easy payment system Reviewed on: 31st May 2024
Carla F's avatar
Carla F

An excellent service.

5
An excellent service. I have 100% confidence in the service provided. Thank you Reviewed on: 31st May 2024
Michael Daw's avatar
Michael Daw

Easy to use

5
Easy to use, great deals on and easy to spread payments. Great credit facility. Reviewed on: 31st May 2024
Kara W's avatar
Kara W

Good for credit rating boost.

5
Good for credit rating boost. Also great for those pay in 3 steps for holidays etc Reviewed on: 31st May 2024
Joshua Clayton's avatar
Joshua Clayton

PayPal has been there for me when other lenders have...

5
PayPal has been there for me when other lenders haven't. I have been able to get food from Iceland when we've had nothing. Without paypal things would've been much tougher. They trusted me to pay my bills; and I proved I can, when no other lender gave me that chance. Reviewed on: 31st May 2024
Kelly 's avatar
Kelly

Flexible and fast, credit when you need it for secur...

5
Flexible and fast, credit when you need it for secure and confident online purchases Reviewed on: 31st May 2024
Edworthy's avatar
Edworthy

Great service!

5
PayPal credit has been a lifeline for me, easy to apply and worry free direct debit payments. I would recommend this product over any other credit facility Reviewed on: 31st May 2024
Andrew B's avatar
Andrew B

A great option with 0%

5
PayPal credit is a great service, it is very to use. I used PayPal credit to buys a few expensive items and also to buy a family holiday. Every time I used the PayPal credit it increased my credit limits. It is very convenient. Reviewed on: 31st May 2024
Elen's avatar
Elen

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