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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181072 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181072)

Helpful and friendly

Every time iv had a query it was sorted very quickly. They are always helpful and kind. Reviewed on: 29th May 2026

Very good multiple options, lots of payment plan opt...

Very good multiple options, lots of payment plan options Reviewed on: 29th May 2026

PayPal pay in 3 or 4 is helpful...

PayPal painin 3 or 4 is a great help always an easy transaction. It's my goto credit option Reviewed on: 29th May 2026

Where is APR

Should be more clear at beginning, was hard to find in the app APR. Reviewed on: 29th May 2026

Very easy to use; 0% credit option is winning

Very easy to use; 0% credit option is winning Reviewed on: 29th May 2026

Direct debit

I like that you can set up direct debit for the credit so you don't have to remember to pay it. Reviewed on: 29th May 2026

Great service and very convenient.

Great service and very convenient. Reviewed on: 29th May 2026

Yes, I was not expecting it in the first place and I...

Yes, I was not expecting it in the first place and I was happy to be qualified Reviewed on: 29th May 2026

Good company.

Good company. Very trustworthy never had an issue in nearly 10 years Reviewed on: 29th May 2026

PayPal user for a few years, couldn’t recommend more

Used PayPal for a few years now it’s really good Reviewed on: 29th May 2026

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