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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181072)

Always easy to deal with excellent service

5
Always easy to deal with excellent service Reviewed on: 29th May 2026

100% recommended. Great and fast service.

5
Been using paypal for many years now and always try to use it as a main form of payment for purchases online either from companies or people. The money transfers are instantenous and the website layout makes it easy to use and see all my activities. Reviewed on: 29th May 2026

Good with interest free for a period

5
Good with interest free for a period Reviewed on: 29th May 2026

Paypal Credit

5
So far so good, no issues. Paypal credit has been a great help. Reviewed on: 29th May 2026

I have had good experience so far as it helps me get...

5
I have had good experience so far as it helps me get things and then pay later Reviewed on: 29th May 2026

Easy application..

5
Paypal credit was easy to apply for and instructions of when payments due are clear. Great for shopping online . Useful when you want to purchase something and pay off in installments. Also can be used to pay off other bills which helps consolidate it into one payment. Other options are available such as virtual PayPal credit to use when out and about. Reviewed on: 29th May 2026

Nice good one

5
Nice good one very useful for emergency use and offers Reviewed on: 29th May 2026

It is very reliable and straightforward.

5
It is very reliable and straightforward. It is very user friendly. Reviewed on: 29th May 2026

Reliable safe and friendly

3
The customer service team are quite reasonable and helpful and will help you out if you are in need of advice or struggling. As someone who struggles financially, I have had lots of help from the customer service team and I’ve always found their service polite friendly and kind. Reviewed on: 29th May 2026

Amazing experience , fantastic support, easy to use

5
Amazing experience , fantastic support, easy to use Reviewed on: 29th May 2026

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