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PayPal: PayPal Credit reviews

4.90
Based on 76,496 reviews, last reviewed 19th Apr 2026
2367600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use, PayPal is safe, secure and reliable So easy to use, PayPal is safe, secure and reliable Reviewed on: 19th April 2026
Andrew D's avatar
Andrew D

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76496)

Brilliant effortless transactions

5
Brilliant effortless transactions Reviewed on: 30th May 2024

Brilliant service and options

5
Brilliant service and always flexible to help with my needs and wants. Low interest rates and gives plenty of different options that are available to customers. Reviewed on: 30th May 2024

I've always had great service from PayPal.

5
I've always had great service from PayPal. Contactable when needed and issues always resolved Reviewed on: 30th May 2024

Very good no problems with all types of payments

5
Very good no problems with all types of payments Reviewed on: 30th May 2024

I have Never ever had any problems with PP.

5
I have Never ever had any problems with PP. great service always, and friendly customer service Reviewed on: 30th May 2024

Simple to use, very handy and secure

5
Simple to use, very handy and secure Reviewed on: 30th May 2024

Very good

5
Good app, works well, never fails. The different repayment options and easy selection are perfect Reviewed on: 30th May 2024

Outstanding Customer Service

5
Customer services in Ireland gave been outstanding in all my phone calls, especially with complex problems. Reviewed on: 30th May 2024

Great customer service agents.

5
Great customer service agents. Always polite and knowledgeable Reviewed on: 30th May 2024

Simply the best....

5
Never ever had a problem with PayPal so I'm more than happy with them.. Reviewed on: 30th May 2024

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