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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181071)

Great to use waiting for payday especially with deal...

5
Great to use waiting for payday especially with deals on Reviewed on: 29th May 2026

Excellent service get what you want or need in a cli...

5
Excellent service get what you want or need in a click until you get paid it's great helped me a lot. Would recommend highly great features and collecting points Reviewed on: 29th May 2026

Hassle free.

5
Hassle free. Great help when needed Reviewed on: 29th May 2026

Paypal is a more secure way of paying for things

5
Paypal is a more secure way of paying for things Reviewed on: 29th May 2026

good use case

5
it's good to leverage pricing against time Reviewed on: 29th May 2026

Reliable, Easy to Use, and Great Buyer Protection

5
I’ve been using PayPal for a long time now and it’s honestly one of the easiest payment platforms to use. The app and website are simple, fast, and accessible, even for people who are not very tech-savvy. Sending or receiving money takes only a few seconds. What I like most is the customer protection. It gives extra peace of mind when shopping online, especially with sellers you don’t know well. In the past, whenever I had an issue, PayPal’s support and dispute system were helpful and fair. Overall, it’s reliable, convenient, and makes online payments much less stressful. Definitely one of the best digital payment services out there. Reviewed on: 29th May 2026

Very convenient, easy to use highly recommend

5
Very convenient, easy to use highly recommend Reviewed on: 29th May 2026

Financial Help

5
PayPal Credit has been a godsend and really helped me out when I was struggling. The security is better than most banks aswell. Reviewed on: 29th May 2026

Simple to use and lots of retailers allow it

4
Simple to use and lots of retailers allow it Reviewed on: 29th May 2026

Seamless User interface and not complicated to use.

5
Seamless User interface and not complicated to use. I also trust my money with them Reviewed on: 29th May 2026

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