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PayPal: PayPal Credit reviews

4.90
Based on 76,399 reviews, last reviewed 18th Apr 2026
2359100% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with there services and support when need... Very happy with there services and support when needed refunds PayPal credit is great way to pay and u can in pay in 3 0% interest payments I have us... Read more Reviewed on: 18th April 2026
Derek D's avatar
Derek D

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76399)

Helpful great easy to use thank you

5
Helpful great easy to use thank you Reviewed on: 30th May 2024

I find PayPal a fantastic and safe secure way to pay...

5
I find PayPal a fantastic and safe secure way to pay transactions and the PayPal credit system is a very useful thing to have Reviewed on: 30th May 2024

Excellent service.

5
Excellent service................... Reviewed on: 30th May 2024

Well everything is perfect, pay in 3, credit availab...

5
Well everything is perfect, pay in 3, credit available etc, costumer service amazing Reviewed on: 30th May 2024

Highly recommend

5
I have never had issues with payments or trnsferring money. Would highly recommend Reviewed on: 30th May 2024

Quick and secure payments online and options to spre...

5
Quick and secure payments online and options to spread the cost in 4 payments or longer. Help for when you have birthdays back to back and spreading the cost on larger purchases. Love the security of having PayPal back up if anything goes wrong with the transaction. Reviewed on: 30th May 2024

PayPal has always easy and great to use.

5
PayPal has always been great and easy to use. With lots of helpful things such as PayPal credit, PayPal pay in three and just makes online shopping really easy and secure. It’s also a hang way to send money between friends and family for birthdays! PayPal pay in three is a big help around important birthdays or festive holidays as you can split the cost over 3 months. Reviewed on: 30th May 2024

Safest way to pay for products online!

5
Safest way to pay for products online! Reviewed on: 30th May 2024

Absolutely wicked, very good to work with.

5
Absolutely wicked, very good to work with. Reviewed on: 30th May 2024

Fantastic streamlined experience

5
Fantastic streamlined experience Reviewed on: 30th May 2024

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