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PayPal: PayPal Credit reviews

4.90
Based on 76,282 reviews, last reviewed 18th Apr 2026
2348100% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a trusted and reputable financial provider. PayPal is a trusted and reputable financial provider. Their platform is user friendly, efficient and secure. Reviewed on: 18th April 2026
P McQ's avatar
P McQ

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76282)

Good experience

5
Good. I'm using pay Pal on a daily basis. Can easily recommend. Reviewed on: 30th May 2024

PayPal has been a game-changer for me.

5
PayPal has been a game-changer for me. It's secure, fast, and widely accepted. I love the convenience of paying with just a few clicks, and their buyer protection gives me peace of mind when shopping online. Highly recommend! Reviewed on: 30th May 2024

I love using paypal wether for purchase or divide th...

5
I love using paypal wether for purchase or divide the payment or send money to loved ones. I also used paypal when I had issue with my purchase and resolved it speedily. Highly recommended Reviewed on: 30th May 2024

Easy to use and access.

5
Easy to use and access. Available on many platforms and can link several cards to paypal. Can keep trace of payments via the app which is very helpful. Reviewed on: 30th May 2024

Helpful and reliable

5
It’s helped me out when i’ve been struggling for money and is flexible with payments back which means i’m stress free Reviewed on: 30th May 2024

Excellent

5
Don’t have to worry if i unexpectedly need to replace items. Really handy to have and like the fact i can pay in 3 if money is a bit tight one month. Has been a lifesaver whilst I’ve been on maternity leave Reviewed on: 30th May 2024

Vert efficient service!

5
Very easy to use, helpful support team, and able to make payments quickly and efficiently! Reviewed on: 30th May 2024

Always been useful, transparent, quick and simple to...

5
Always been useful, transparent, quick and simple to manage. Ideal Reviewed on: 30th May 2024

Really great option to have.

5
Really great option to have. Used a few times and it’s a real helpful service. Great. Reviewed on: 30th May 2024

Easy fast and safe

5
I feel safer paying with paypal,fast easy transactions,if online shops don't accept paypal I don't buy from them. Reviewed on: 30th May 2024

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