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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,202 reviews, last reviewed 14th Apr 2026
1326600% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal have always been fantastic for me, used them... PayPal have always been fantastic for me, used them for over a decade so no hesitation using PayPal credit over a few 0% purchases. Always been there ... Read more Reviewed on: 14th April 2026
Shaun Watts's avatar
Shaun Watts

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (65202)

So easy.

4
Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022
Duncan Adam's avatar
Duncan Adam

Quick, easy and always there for you

5
Paypal credit offers quick and easily acessible credit options at a distance of a finger. The 24/7 support is also much appreciated. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Easy credit

5
Brilliant to have 4 months intrest free Reviewed on: 8th July 2022
Stacey Small's avatar
Stacey Small

Highly recommended

5
Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022
Rehan Rathore's avatar
Rehan Rathore

Fantastic service

5
PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022
Jayde Doherty's avatar
Jayde Doherty

Payment dispute

5
Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022
Bianca Micu 's avatar
Bianca Micu

Best recommended for credit

5
I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022
Sheena anstice 's avatar
Sheena anstice

Easy to use and manage

5
A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022
Craig Cheshire's avatar
Craig Cheshire

Dead easy to set up and use

5
I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022
Scott Allan's avatar
Scott Allan

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

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