Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181066)

Always been a useful company for me

Always been a useful company for me Reviewed on: 29th May 2026

Any queries I have are dealt with promptly and accur...

Any queries I have are dealt with promptly and accurately Reviewed on: 29th May 2026

My overall experience with Paypal has been amazing,...

My overall experience with Paypal has been amazing, I wish I had gotten more deeper understanding of Paypal benefits and what I can do more for me as a customer. Reviewed on: 29th May 2026

Always easy to use and great options

Always easy to use and great options Reviewed on: 29th May 2026

Great and helpful fir everything

Great and helpful fir everything Reviewed on: 29th May 2026

Have used PayPal for pay in 3 and now have the credi...

Have used PayPal for pay in 3 and now have the credit card which I get points with. Had an issue when I received my credit card but Customer service were excellent. I Everything is running smoothly now and any credits are posted to my account immediately, so I know it will hit my account within a few days. Reviewed on: 29th May 2026

Had a bad experience few months back regarding a fak...

Had a bad experience few months back regarding a fake face mask you went in favour of the seller even though they have scammed thousands of people o got my. Ok bet back by going higher than you Reviewed on: 29th May 2026

Can't fault PayPal it's a great service

Never had major problem everything works as expected truly can't fault PayPal Reviewed on: 29th May 2026

10/10 PayPal took the stress away

I recently had to use PayPal’s buyer protection service after a disappointing experience with an online retailer, and I honestly could not fault the process. What could have been a very stressful and time-consuming dispute felt clear, fair and reassuring from start to finish. The PayPal platform made it easy to provide the relevant information and evidence, and I felt that my concerns were actually being listened to and properly considered. As a customer, that makes a huge difference. When you buy online, especially from a company you haven’t used before, there is always a level of trust involved. Knowing that PayPal is there as a safety net gives real peace of mind. The service was efficient, transparent and genuinely helpful. It reminded me why I choose PayPal whenever it is available at checkout: not just for convenience, but because it offers protection when things go wrong. A 10/10 experience — and one that has made me even more likely to use PayPal in future. Reviewed on: 29th May 2026

When you need help

It really helps. And it works quickly, prompt. Thank you Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub