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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181058)

Not too bad

3
Easy to pay friends and familyAnd good for credit when needed Reviewed on: 29th May 2026

Great way to pay and earn at the same time ,buyer pr...

5
Great way to pay and earn at the same time ,buyer protection is excellent gives you peace of mind too Reviewed on: 29th May 2026

Excellent service

5
I cannot fault the service and is always there if I need to use the service. Great for booking flights while on the move. Reviewed on: 29th May 2026

Easy to use with the app.

5
Easy to use with the app. Card has been helpful in shops with no problems using it on Apple Pay. Reviewed on: 29th May 2026

Ease of use is great across web purchases etc.

4
Ease of use is great across web purchases etc. as is checking on the app or making payments. Reviewed on: 29th May 2026

Lifesaver

5
I first used paypal credit to book a holiday for my husbands 50th birthday and it got me out of a huge hole and took all the stress of how I was going to spoil him for his birthday away, I definitely recommend. Reviewed on: 29th May 2026

Brilliant.

5
Brilliant. Very easy to use and reliable. Would recommend to people who want or need this service Reviewed on: 29th May 2026

Payment superpower

5
Fast, easy, and generally stays out of your way while you get your work sorted. Reviewed on: 29th May 2026

Great service, easy to use great app

5
Great service, easy to use great app Reviewed on: 29th May 2026

Perfect service and very good customer service and s...

5
Perfect service and very good customer service and support Reviewed on: 29th May 2026

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