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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181057)

Love it, great for online

5
Love it so easy to use and convenient. Great for online purchases Reviewed on: 29th May 2026

Using PayPal credit

5
It’s very convenient and useful for my shopping online Reviewed on: 29th May 2026

Every thing has been easy.

5
Every thing has been easy.abd customer service has always been good Reviewed on: 29th May 2026

Really easy to use, app is great and can use the cre...

4
Really easy to use, app is great and can use the credit to pay in lots of places Reviewed on: 29th May 2026

Paypal overall is a good way to pay for things that...

5
Paypal overall is a good way to pay for things that need a little more time to pay. They have good customer service and respone fast Reviewed on: 29th May 2026

PayPal is simple and straightforward.

5
PayPal is simple and straightforward. No hidden costs. Feel like a valued customer and in safe hands with my transactions. Reviewed on: 29th May 2026

Really easy to use, easy to set up, no hassle...

5
Really easy to use, easy to set up, no hassle Reviewed on: 29th May 2026

Paypal is for lifetime

5
PayPal is quite easy to use and track. I really like the experience of using the money without actually holding the physical card. Customer service support is great and reliable. Reviewed on: 29th May 2026

Easy to use and great to have

4
I find PayPal relatively easy to use, easy to navigate and it’s a great thing to have. However, I have had two difficulties with it. It has not allowed me to log in online in the past, meaning I haven’t been able to complete a purchase, I have also been unable to set up a direct debit. It states my account is already linked, but when I go to set one up it asks me to link an account. It goes around in circles, so instead I have had to remember to log on to pay money off of my credit each month. Reviewed on: 29th May 2026

Easy to use and most important it's Safe!

5
Easy to use and most important it's Safe!!! Reviewed on: 29th May 2026

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