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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

seamless integration with retailers and an easy syst...

seamless integration with retailers and an easy system to manage payments Reviewed on: 29th May 2026

Easy and quick to use.

Easy and quick to use. PayPal credit is great for ordering online when you know you will need to return some of the items. Reviewed on: 29th May 2026

No hassle, good! Easy to use and secure.

No hassle, good! Easy to use and secure. Reviewed on: 29th May 2026

So helpful to split bigger bills into 3.

So helpful to split bigger bills into 3. This has been a great help so we can also do what's necessary around out house. Reviewed on: 29th May 2026

I’m very happy for the service since I started using...

I’m very happy for the service since I started using it never let me down Reviewed on: 29th May 2026

PayPal is a life line

I've used PayPal for years, they've really been a life saver from their Pay in three options to the credit options. Even in the toughest of situations I've been able to pay for things like emergency train tickets because of paypal. Reviewed on: 29th May 2026

I’ve used PayPal Credit for several online purchases...

I’ve used PayPal Credit for several online purchases over the past X months. The application was quick, credit limit was reasonable, and repayments have been straightforward. Statements are clear and the promotional 0% offers worked as advertised. Customer support was responsive via chat when I had a billing question. Overall, a convenient option for spreading costs with no surprises as long as you pay on time. Reviewed on: 29th May 2026

Brilliant money lender so many different options and...

Brilliant money lender so many different options and the 0% for 4 months is a life saver Reviewed on: 29th May 2026

Found the pay in 3 very helpful and I like how easy...

Found the pay in 3 very helpful and I like how easy it is to transfer money between accoubts Reviewed on: 29th May 2026

It’s as easy as PayPal

The PayPal facilities are really easy to use during a purchase, then there are clear emails to advise of upcoming payments. Reviewed on: 29th May 2026

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