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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181056 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181056)

Credit and pay in 3 very good and feels secure...

Credit and pay in 3 very good and feels secure online Reviewed on: 29th May 2026

PayPal helped me alot when I applied for credit and...

PayPal helped me alot when I applied for credit and was given right away .The duration of payment is absolutely amazing as they give you enough time to pay plus when you're stuck and can't be able to pay you just call them and arrange when yo pay ,if your case is genuine they won't charge you the late payment fee and if charged is something reasonable. Reviewed on: 29th May 2026

Always easy to use plus more protection on purchases

Always easy to use plus more protection on purchases Reviewed on: 29th May 2026

Good protection for money.

Good protection for money. Trust worthy Reviewed on: 29th May 2026

Over all great experience.

Over all great experience. I use it often. Reviewed on: 29th May 2026

Awesome service

I never had any issue whatsoever with my PayPal account, I will recommend PayPal to everyone Reviewed on: 29th May 2026

Excellent service so easy to use.

Excellent service so easy to use. Customer service great and prompt at resolving issues. Reviewed on: 29th May 2026

easy to use, and I've never had a single problem

easy to use, and I've never had a single problem Reviewed on: 29th May 2026

Love PayPal!

Always such an easy way for shopping. Great for looking back on purchases and having a way to use credit at 0%. Reviewed on: 29th May 2026

I love using PayPal.

I love using PayPal. It is safe, secure, convenient and easy to navigate. Whenever I use it, i am able to rest assured that my items will be sent to me. Also the communication to let me know where my items are is also really great! Reviewed on: 29th May 2026

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