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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181055)

Any changes to policy regarding credit usage is well...

Any changes to policy regarding credit usage is well informed via email. I appreciate the low interest rate on credit as this helped me when I was a student. Reviewed on: 29th May 2026

I’m using most of the time, for a big reason is the...

I’m using most of the time, for a big reason is the perfect solution Reviewed on: 29th May 2026

Pay pal review

Great easy to use had no problems with it Reviewed on: 29th May 2026

Love PayPal.

Love PayPal. I feel confident when making purchases Reviewed on: 29th May 2026

Very user friendly.

Very user friendly. Easy to see what you owe and to make payments accordingly. Reviewed on: 29th May 2026

They are good, no hassle and polite.

They are good, no hassle and polite. Reviewed on: 29th May 2026

Excellent service.

Excellent service. It is very easy to use at checkout and gives me great flexibility with my finances. The application process was quick, and I haven't had any issues managing my balance or making repayments. Reviewed on: 29th May 2026

Great app

It’s easy to use and the app is easy to navigate Reviewed on: 29th May 2026

Always found PayPal easy to use and trust it

Always found PayPal easy to use and trust it Reviewed on: 29th May 2026

Easy and practical

It has been really useful to do and so easy to pay off - practical! Reviewed on: 29th May 2026

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