Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181055)

Paypal review

Very easy to use also you can get a PayPal credit card which links to your account. I would like the interest to be a bit lower. The interest free for 4 months does help gives you the opportunity to pay it off before interest goes on. Reviewed on: 29th May 2026

Tip top service and accessibility

Easy to access both through the app and online. Convenient chat function and quick to resolve problems. Tip top! Reviewed on: 29th May 2026

Helped me when I was at a bad point with...

Helped me when I was at a bad point with hobbies Reviewed on: 29th May 2026

Just simply amazing service throughout!

Just simply amazing service throughout! Reviewed on: 29th May 2026

The pay in 3 is a fantastic feature

The pay in 3 is a fantastic feature Reviewed on: 29th May 2026

Very helpful , friendly and supportive

Very helpful , friendly and supportive Reviewed on: 29th May 2026

Great service

Had no issues using this service including getting money back when required Reviewed on: 29th May 2026

Iv had paypall awhile and its never let me down and...

Iv had paypall awhile and its never let me down and helped me through a tough time with paypal credit Reviewed on: 29th May 2026

Always honest and good communication

Always honest and good communication Reviewed on: 29th May 2026

PayPal are great when it come to paying for shopping.

PayPal are great when it come to paying for shopping. Helps me out, but I wish I could off my PayPal credit. To get better position. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub