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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Having used PayPal credit on several occasions its b...

Having used PayPal credit on several occasions its been the perfect help to inable me to conduct purchases & helping me with my own cash flow. Reviewed on: 27th May 2024

The app is easy to use and a prompt response by cust...

The app is easy to use and a prompt response by customer service Reviewed on: 27th May 2024

Excellent service for secure cash transactions and f...

Excellent service for secure cash transactions and for shopping. Reviewed on: 27th May 2024

Easy Money Manager

Easiest way to manage money, access to credit which allowed me to build a credit score early into adult life and is the BEST intermediary for small businesses. As someone who relies on the extra money they make from commission work and the likes to friends who do the same, I'd be lost without. Reviewed on: 27th May 2024

Excellent way to purchase items interest free

Excellent way to purchase items interest free Reviewed on: 27th May 2024

PayPal credit enables me to manage my finances and e...

PayPal credit enables me to manage my finances and expenses Reviewed on: 27th May 2024

Have no problem in using PayPal, simple to navigate...

Have no problem in using PayPal, simple to navigate and use for my shopping needs. Reviewed on: 27th May 2024

PayPal credit - helpful and easy to use

You can use PayPal credit for a lot of different products, I like that I get reminders of my next up coming payment. And you can also pay more than the minimum payment if you can afford to, and set a date for your monthly payment to come out of your bank account. Reviewed on: 27th May 2024

In simple words, PayPal it’s the most safe and secur...

In simple words, PayPal it’s the most safe and secure payment Reviewed on: 27th May 2024

Alway had great service no issues easy to use very s...

Alway had great service no issues easy to use very safe and reliable I really trust PayPal. Reviewed on: 27th May 2024

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