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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

I have never had any issues with the use of this ser...

I have never had any issues with the use of this service they always have your back Reviewed on: 29th May 2026

Safe, Fast & Super Convenient Payment App

I’ve had a really good experience using PayPal. It’s quick, secure, and makes online payments so much easier. I like how simple it is to send and receive money, and the buyer protection gives extra peace of mind when shopping online. The app is easy to use, transfers are usually fast, and it’s accepted by so many websites. Overall, a reliable and convenient payment service that I use regularly. Reviewed on: 29th May 2026

PayPal credit has given me flexible payment options...

PayPal credit has given me flexible payment options for larger purchases online. I have used both the credit and pay in 3 options and both have been great ways of spreading the cost. Payments are seamless as PayPal was already connected to my accounts. Reviewed on: 29th May 2026

.Great App

Just love the app. The fact that you can pay by direct debit, link your bank card or get credit options Reviewed on: 29th May 2026

Helpful friendly company and staff

Helpful friendly company and staff Reviewed on: 29th May 2026

Convenient

Easy to use and all the informationI need is easy to find. Reviewed on: 29th May 2026

Very quick and easy.

Very quick and easy. Very easy to apply. Rates it’s good. Reviewed on: 29th May 2026

Security and Ease of use

Great comes in handy when need security when buying and great customer service when I have had issues they’ve been dealt with promptly Reviewed on: 29th May 2026

My pay pal credit experience has always been great

My pay pal credit experience has always been great I’ve never had any problems and they’ve always supported me in ways you would expect them to Reviewed on: 29th May 2026

Feel safe when using and fab as long as you pay off...

Feel safe when using and fab as long as you pay off balance each month! Reviewed on: 29th May 2026

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