Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75437)

Good service

4
Lovely experience nicely Reviewed on: 27th May 2024

Helped me out on several occasions excellent service

5
Helped me out on several occasions excellent service Reviewed on: 27th May 2024

Great 0 percent offers.

5
Great 0 percent offers. Easy to use app Reviewed on: 27th May 2024

Very Very good experience never complaint kindly hel...

5
Very Very good experience never complaint kindly helpfull Reviewed on: 27th May 2024

Excellent service and always goodexce on offer.

5
Excellent service and always good on offer. Reviewed on: 27th May 2024

Very good service and app, would recommend someone t...

5
Very good service and app, would recommend someone to use this Reviewed on: 27th May 2024

Good app and great tools for helping save money as I...

5
Good app and great tools for helping save money as I use it as a credit card and buying from shady dealers in FB marketplace - it makes me feel a lot more secure as I’m not sharing my card details plus credit options are varied and fantastic! Reviewed on: 27th May 2024

Good customer experience.

4
Good customer experience. Fair and they are reasonable and resolve issues quickly. Reviewed on: 27th May 2024

Can pay for many things.

5
I use paypal credit for many years already. Many things can purchase and cash transfer as well so easy. Reviewed on: 27th May 2024

Great experiences ,very useful services

5
Great experiences ,very useful services Reviewed on: 27th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review