Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181054)

Simple and easy steps is instant so no waiting aroun...

Simple and easy steps is instant so no waiting around for a card in post or anything like that . Really saved me in my time of need. Have used company for years so happy with experience. Never had a problem Reviewed on: 29th May 2026

Great customer service

There was only one 1 instance when a buy now pay later I didn't know how to put money off that so I called to pay it and it was sorted and now u can Reviewed on: 29th May 2026

PayPal credit it easy to use and easy to follow

PayPal credit it easy to use and easy to follow when making payments towards the account. Very handy to have and a lot of retailers will allow you to use is Reviewed on: 29th May 2026

PayPal credit is a fantastic option to have for flex...

PayPal credit is a fantastic option to have for flexible payments, and PayPal in general I would use as a security payment platform as if anything is a scam PayPal is a great help to get the money back. Reviewed on: 29th May 2026

customer service is second to none

customer service is second to none Reviewed on: 29th May 2026

Piece of mind

Never had any issues which is fantastic Reviewed on: 29th May 2026

I frequently use PayPal and will continue to do so a...

I frequently use PayPal and will continue to do so as I have been very happy with my experience. I have contacted customer services in the past and have found them very helpful on all occasions. Reviewed on: 29th May 2026

Great to have at hand when not having that little ex...

Great to have at hand when not having that little extra cash when needing to buy something urgently Reviewed on: 29th May 2026

My Banking Preference for everything!

The app and website are clear, with a well laid out dashboard, making it easy to access features like putting a hold on a card, or contacting customer services, who resolved a payment dispute with a third party immaculately. The options for making purchases are brilliant, with Pay-in-3, and 0% over 4 months for purchases over £100. With the introduction of credit and debit cards PayPal have gone from a simple way to buy on eBay to my go to banking preference for everything. Reviewed on: 29th May 2026

Simple and easy to use, great pay later options

Simple and easy to use, great pay later options Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub