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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

Easy access, 3 monthly 0% is added bonus, app is qui...

5
Easy access, 3 monthly 0% is added bonus, app is quick and easy to use Reviewed on: 28th May 2024
N C's avatar
N C

Good customer service and banking

5
Good customer service and banking Reviewed on: 28th May 2024
michal c's avatar
michal c

PayPal is convenient and easy for transferring money...

5
PayPal is convenient and easy for transferring money to friends and family or for buying goods online. Reviewed on: 28th May 2024
gemma L's avatar
gemma L

PayPal is easy to use and I feel secure when purchas...

5
PayPal is easy to use and I feel secure when purchasing online with companies. I often choose PayPal credit as its great to spread the cost with no hassle and interest Reviewed on: 28th May 2024
Kerry M's avatar
Kerry M

Really helpful customer service.

5
Really helpful customer service. Reviewed on: 28th May 2024
Mo L's avatar
Mo L

Very easy to use.

5
Very easy to use. Clear communication Reviewed on: 28th May 2024
Dorothy M's avatar
Dorothy M

It was quite good easy to use and can be...

4
It was quite good easy to use and can be used anywhere Reviewed on: 28th May 2024
Akshay Londe 's avatar
Akshay Londe

Does what it say on the tin

5
Fast finding this to be the preferred money transfer method, so very handy to have and easy to use Reviewed on: 28th May 2024
Emma 's avatar
Emma

When I have had any issues with purchases in the pas...

5
When I have had any issues with purchases in the past PayPal have been the ones to resolve the issue efficiently and will act in a customers best interest. Reviewed on: 28th May 2024
Emma B's avatar
Emma B

It’s great option for split payments without ruining...

5
It’s great option for split payments without ruining your budget. And if you’re watching payments you can easily repay your balance. Reviewed on: 28th May 2024
Katarzyna 's avatar
Katarzyna

Review PayPal: PayPal Credit now

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