Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181054)

Very easy to use, and very quick transactions

Very easy to use, and very quick transactions Reviewed on: 29th May 2026

PayPal is so easy to use

PayPal is so easy to use, straight forward and hassle free. I've been using PayPal for years, and really love how it's been kept up to date and current. Reviewed on: 29th May 2026

Great Service

Using the PayPal Credit element is a great idea as you get to save while shopping which provides great value and helps free up your money for other things. Reviewed on: 29th May 2026

The app does exactly what I need it to, manage my mo...

The app does exactly what I need it to, manage my money, provides an extra payment when needed and value for money. Reviewed on: 29th May 2026

Seemless payment process.

Seemless payment process. Each payment process is different yet very easy and seemless. Reviewed on: 29th May 2026

I always use PayPal as its safe to pay..

I always use PayPal as its safe to pay for stuff and any issues are resloved. I've been using PayPal for many years. Reviewed on: 29th May 2026

Great to split payments

Great to split payments into 3 or 4 interest free installments. App is good too for keeping an eye on your account. Reviewed on: 29th May 2026

Thank you paypal

PayPal has been so helpful even at my lowest thank you paypal Reviewed on: 29th May 2026

I have enjoyed using paypal.

I have enjoyed using paypal. It has been a game changer over the last few years and the ease of accessing one's finance in one place is superb. Would use it for as long as I can and the improving features it presents each time makes one worry less. Reviewed on: 29th May 2026

Never had any issues

Never had any issues. Everything good so far. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub