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PayPal: PayPal Credit reviews

4.90
Based on 75,790 reviews, last reviewed 18th Apr 2026
2303500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026
Lou's avatar
Lou

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Easy to purchase on line

5
It is convenient to purchase on line also it is easy to do so Reviewed on: 28th May 2024

Using PayPal credit has been a lifesaver and it has...

5
Using PayPal credit has been a lifesaver and it has allowed me to manage payments so easily and efficiently. Reviewed on: 28th May 2024

Es esmu apmierinats ar pakalpojumu.

5
Es esmu apmierināts ar pakalpojumu. Reviewed on: 28th May 2024

Quick and easy to access credit over short periods o...

5
Quick and easy to access credit over short periods of time with easy interface for repayment Reviewed on: 28th May 2024

Ideal payment options, great customer service and ea...

5
Ideal payment options, great customer service and easy app to understand and navigate through. Reviewed on: 28th May 2024

Easy to use, easy to pay, great app

5
Easy to use, easy to pay, great app Reviewed on: 28th May 2024

Abdifatah

5
Good customer service reliable and they do have good offer 0% 4 month and 3 separate payments with out interest Reviewed on: 28th May 2024

I have been working with PayPal fir long time I didn...

5
I have been working with PayPal fir long time I didn't have any problems with it Reviewed on: 28th May 2024

Good when need to use credit however high APR and ve...

5
Good when need to use credit however high APR and very easy to be approved for credit usage which can cause trouble financially Reviewed on: 28th May 2024

Positive

5
Never had any issues, always very helpful & it's always peace of mind when paying,known it's secure. Reviewed on: 28th May 2024

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