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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

Recommend PayPal..

All ways a great experience using PayPal. Reviewed on: 29th May 2026

Used PayPal for 25 years safest way 2 buy 2 many sca...

Used PayPal for 25 years safest way 2 buy 2 many scamming going on out there m25 years says it all Reviewed on: 29th May 2026

I’ve had a very positive experience with PayPal Credit.

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, the service is easy to use, and managing payments is simple and convenient. I appreciate the flexibility it provides and the clear communication regarding my account. Overall, it’s a reliable financial tool that has made online shopping much more convenient. Highly recommended! Reviewed on: 29th May 2026

Paypal is a must

PayPal have been providing me with great service for as long as I can remember and their credit service helps me out massively when I can’t afford to pay for something right away. Reviewed on: 29th May 2026

Installments, excellent.

Used the installments once and it was a great way to pay... Reviewed on: 29th May 2026

Using PayPal has been a great experience so far.

Using PayPal has been a great experience so far. I hope to start using their credit card more over the coming days Reviewed on: 29th May 2026

Smooth, flexible and decent service

Smooth, flexible and decent service Reviewed on: 29th May 2026

Theodolite

I’ve been with PayPal for years never had any problems Reviewed on: 29th May 2026

Easy to use.

Easy to use. Accepted everywhere. Reviewed on: 29th May 2026

Most secure payment

Good way for transaction safe and secure as bank details are not shared while transaction. Reviewed on: 29th May 2026

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