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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

I love Paypal because it’s easy to use and safe!

I love Paypal because it’s easy to use and safe! Reviewed on: 29th May 2026

All round excellent.

All round excellent. Have not experienced any problems at all. Reviewed on: 29th May 2026

The Pay-in-3 option is particularly useful

Use for all online purchases, particularly the pay-in-3 option Reviewed on: 29th May 2026

My experience with PayPal has been splendid over the...

My experience with PayPal has been splendid over the years. Reviewed on: 29th May 2026

Best in the game..!!

Very easy and straightforward process. Reviewed on: 29th May 2026

N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A Reviewed on: 29th May 2026

The forever App

I’ve used PayPal forever and has always been there. It’s a trusted site. It has also moved with times offering an actual card protecting your purchases and now offering tracking facilities. It’s easy to use the web page is appealing as well Reviewed on: 29th May 2026

Safe, quick and easy!

Been with PayPal for many years and love using them for all or most of my on-line purchases as it's super easy and convenient but most of all safe. Reviewed on: 29th May 2026

Good service easy to use the pay in three is...

Good service easy to use the pay in three is so easy Reviewed on: 29th May 2026

It’s been excellent experience to use PayPal because...

It’s been excellent experience to use PayPal because of the convenience it provides and spend of transfer of funds. PayPal is best and safest means of transferring funds Reviewed on: 29th May 2026

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