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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Always resolving disputes quickly

Always resolving disputes quickly Reviewed on: 29th May 2026

Love PayPal.

Love PayPal. So easy to use. Secure payment method. Reviewed on: 29th May 2026

PayPal is simply the best!

PayPal is simply the best! Wonderful experience using Paypal. Reviewed on: 29th May 2026

Very smooth and efficient service at all times.

Very smooth and efficient service at all times. Good customer service. Any queries I have had are always answered promptly and accurately. Reviewed on: 29th May 2026

Flexible payment system and easy to use

I've found using PayPal Credit for my purchases had been straightforward and convenient. The payment process was quick and haven't had any problems so far completing amy of the transactions. The promotional interest-free periods have been also useful for spreading the cost of larger purchases which helps to manage spending overall. Reviewed on: 29th May 2026

Paypal credit is worth using.

Any purchase from £100 and over gets you 4 months of no interest which is amazing. They provide a reasonable credit limit. They are accepted at many retailers. £10 purchase earns me a point for my paypal+ reward account. I can pay off my balance with my paypal account which is convenient. Reviewed on: 29th May 2026

I use PayPal a lot and never have a issue feel safe...

I use PayPal a lot and never have a issue feel safe spending my money through them Reviewed on: 29th May 2026

Good service and suport ,quick way to pay and more o...

Good service and suport ,quick way to pay and more options Reviewed on: 29th May 2026

Perfect for everything.

Never ever had any issues, PayPal is an excellent choice for purchasing and selling and for transferring to family and friends. I cannot fault it. Reviewed on: 29th May 2026

Makes it quick and easier to pay online with extra p...

Makes it quick and easier to pay online with extra protection and various credit options. Secure yet easy to pay quickly with biometrics. Reviewed on: 29th May 2026

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