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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Top Class Customer Service

Called twice regarding scam companies and my money was refunded. customer service was brilliant Reviewed on: 29th May 2026

Great opportunities great values

Great opportunities great values Reviewed on: 29th May 2026

Strongly Recommend

Hasstle free purchases across all major retailers both online and in shops like Screwfix and Toolstation. Reviewed on: 29th May 2026

My Pals!

I have had many dealings with PayPal and I have never been dissatisfied with their services on any occasion, friendly and efficient why would I go elsewhere? Easy to follow handy mobile app that leaves nothing uncovered. Thank you PayPal! Reviewed on: 29th May 2026

Secure, Seamless, and Essential

I have been using PayPal for years, and it remains my absolute go-to for online transactions. In a digital world where cybersecurity is a constant concern, PayPal provides a level of peace of mind that few other platforms can match. Reviewed on: 29th May 2026

PayPal is great and simple to use

PayPal is great and simple to use Reviewed on: 29th May 2026

Safe for sending money.

Safe for sending money. Good options for credit. Reviewed on: 29th May 2026

Excellent

Great in their interest rate compared with other credit providers and with their 3 months interest free on purchasing Reviewed on: 29th May 2026

Serious, fair and helpful

Always ready to help in case of financial problems. Regularly asking do I need any help if I have (will have) problem with regular payments of PayPal credit. Reviewed on: 29th May 2026

They charged me a fee when I had already paid the st...

They charged me a fee when I had already paid the statement balance which wasn’t ideal. Reviewed on: 29th May 2026

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