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PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181052)

Excellent service

5
PayPal is safest way to pay and it’s easy ti use Reviewed on: 29th May 2026

Always available to chat any time of the day

5
Always available to chat any time of the day Reviewed on: 29th May 2026

I want more discounts and unique promotions

5
I want more discounts and unique promotions Reviewed on: 29th May 2026

Always had a good experience and sellers reviews are...

5
Always had a good experience and sellers reviews are genuine Reviewed on: 29th May 2026

Very good service.

5
Good experience so far. Please continue the service and do not go down in the quality of you provide. Reviewed on: 29th May 2026

Excellent

5
Brilliant experience, never had a problem, thoroughly recommend Reviewed on: 29th May 2026

Easy to use

5
Easy to use & love the different payment options to pay over time Reviewed on: 29th May 2026

Customer orientated

5
Customer orientated- helpful, easy to use and always a good result. Reviewed on: 29th May 2026

Easy to use

5
Easy to use. Not stress full. Flexible and globally available Reviewed on: 29th May 2026

Paypal is very secure and safe which I really apprec...

4
Paypal is very secure and safe which I really appreciate as I can trust them with my personal details. The customer service is always ready to assist Reviewed on: 29th May 2026

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