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PayPal: PayPal Credit reviews

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4.90
Based on 65,546 reviews, last reviewed 14th Apr 2026
1358100% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing to deal with and always there to help tip to... Amazing to deal with and always there to help tip top excellent service Reviewed on: 14th April 2026
Chris Phillips's avatar
Chris Phillips

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
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Femia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65546)

paypal credit rocks!!

5
4 months interest free , what more do you want. Very handy , fully recomended!!! Reviewed on: 8th July 2022
konrad blakala's avatar
konrad blakala

Just perfect for me

5
Never any problems with my account and a long reminder before taking any payments Reviewed on: 8th July 2022
O'flaherty Paul's avatar
O'flaherty Paul

Anna Glogowska

5
I have been with paypal for many years and everything is always done professionally and I feel safe about my money Reviewed on: 8th July 2022
Anna Glogowska's avatar
Anna Glogowska

Paypal credit

5
I love paypal credit and I have been using it for a few years now because it gives me the flexibility accoding to my needs and wants, also with the 4 months free of interest is very beneficial as I will not have to pay extra money if I schedule my payments to cover the credit. Reviewed on: 8th July 2022
MARIA G's avatar
MARIA G

Good access to funds

5
Easy to set up and good way to spread cost of purchases Reviewed on: 8th July 2022
Carl's avatar
Carl

The best!

5
PayPal Credit really is the best. It helps so much with managing money especially during the summer months with holiday bookings and during the run up to Christmas when we all spend a crazy amount of money! The 0% interest payments over 4 months is the best thing to ever happen. Reviewed on: 8th July 2022
molly.obrien@hotmail.co.uk's avatar
[email protected]

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022
Stephen's avatar
Stephen

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022
Darius Armonavicius's avatar
Darius Armonavicius

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

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