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PayPal: PayPal Credit reviews

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4.90
Based on 65,527 reviews, last reviewed 14th Apr 2026
1356400% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent. Customer service Never had a problem security top priority excellent customer service pay Reviewed on: 14th April 2026
JER's avatar
JER

Latest lowest rating:

2

Annoying credit card. I really hate the way that PayPal has an Insidious way of tricking people in to taking out credit. I've tried to close the credit card element but th... Read more Reviewed on: 14th April 2026
Eleanor's avatar
Eleanor
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (65527)

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022
Eslam nor 's avatar
Eslam nor

Excellent

5
Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022
Bim Breezy's avatar
Bim Breezy

Paypal is good cuz every payment made of paypal and refundable

5
My experience is amazing with paypal Reviewed on: 8th July 2022
Bhanuben Bava's avatar
Bhanuben Bava

Easiest credit facility ive used

5
I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022
Nicholas Jones's avatar
Nicholas Jones

Amazing product

5
Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022
mohajala4real@yahoo.com's avatar
[email protected]

Amazing PayPal credit card

5
I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022
Linas Bucius's avatar
Linas Bucius

0% interest 4 months

5
Love their 0% for 4 months if over £99 spend. Gives me great flexibility especially when money is low close to pay day. Thanks PayPal? Reviewed on: 8th July 2022
arbazular's avatar
arbazular

Flexibility on offer

5
PayPal credit is a flexible form of finance and provides me the option to choose the form, duration and decide if I wish to pay no interest, or possibly a more favourable interest rate for the duration of the period of credit on offer. The PayPal credit flexibility on offer, makes the more conventional high street banks' credit card offerings, seem like they're looking for parking! Reviewed on: 8th July 2022
Gary's avatar
Gary

Excellent

5
I couldn't get by without it. Truly easy to use, all purchases protected. Couldn't be better Reviewed on: 8th July 2022
Mich Butt's avatar
Mich Butt

Love Paypal credit

5
Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022
Bheng Hinggan's avatar
Bheng Hinggan

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