Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 66,059 reviews, last reviewed 14th Apr 2026
1404800% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality, use paypal for years. Quality, use paypal for years. Wouldn't recommend it enough. 0% finance options & great customer service. Reviewed on: 14th April 2026
Mr Moxham's avatar
Mr Moxham

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (66059)

Good deals and offers

5
Never had a problem. Easy to use. Reviewed on: 8th July 2022

Affordable

5
In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022

Recommend by online purchases

5
Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022

Moss

5
Is really helpful in times in needs Reviewed on: 8th July 2022

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review