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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Excellent

5
Was very easy to set up and I recommend it Reviewed on: 27th May 2024
Gayle's avatar
Gayle

Excellent service fast and reliable

5
Excellent service fast and reliable Reviewed on: 27th May 2024
Amraze M's avatar
Amraze M

I have had an excellent experience using PayPal Credit.

5
I have had an excellent experience using PayPal Credit. The application process was straightforward and quick, and I received an instant decision. PayPal Credit has been incredibly convenient for managing my online purchases, offering flexible payment options that help me spread the cost over time without any immediate financial strain. One of the standout features is the promotional offers with no interest if paid in full within a certain period, which has been very beneficial for larger purchases. The integration with my PayPal account makes it seamless to use, and the user interface is intuitive and easy to navigate. Customer service has also been top-notch. On the rare occasions I’ve needed assistance, the support team has been responsive and helpful. Overall, PayPal Credit has provided me with a reliable and convenient way to manage my finances, and I highly recommend it to anyone looking for flexible credit solutions. Reviewed on: 27th May 2024
Shazia's avatar
Shazia

Convenient and easy to use.

5
Used it occasionally just for items ranging from around £100-200, helped improve my credit score and like using PayPal normally it's avaliable on basically every website online. Only ever had 1 issue but was just a delay in balance payment showing which was sorted quickly once I messaged them. Reviewed on: 27th May 2024
Adam's avatar
Adam

I have a great experience really helpful for making...

5
I have a great experience really helpful for making purchases Reviewed on: 27th May 2024
omar k's avatar
omar k

Pay pal credit.

5
Need some credit to pay my daughter coding course. Reviewed on: 27th May 2024
Khalid Qureshi's avatar
Khalid Qureshi

Never had any issues always works when I need it...

5
Never had any issues always works when I need it Reviewed on: 27th May 2024
James A's avatar
James A

Thumbs up will always recommend this to friends and...

4
Thumbs up will always recommend this to friends and family Reviewed on: 27th May 2024
Dennis C's avatar
Dennis C

A great benefit for ebay use.

5
A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024
Monte R's avatar
Monte R

I have called PayPal numerous times when things have...

5
I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024
Shakila H's avatar
Shakila H

Review PayPal: PayPal Credit now

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