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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

Excellent service

Always helpful and proactive, any interaction I’ve had has been positive Reviewed on: 28th May 2026

Good experience

Very convenient, simple to use,good experience. Reviewed on: 28th May 2026

Support always to hand

Never had any problem, and whenever needed a support regarding any transaction help was easily available,also it seems more secure as your bank details are not directly given to retailers Reviewed on: 28th May 2026

Very handy

Very handy to have, especially for unexpected expenses like house repairs Reviewed on: 28th May 2026

PayPal credit is incredibly easy to use

PayPal credit is incredibly easy to use, but you can see at any time how much is owed. Also, it’s easy to pay down the debt if you want to. Reviewed on: 28th May 2026

Always reliable, and good security for online purchases

Always reliable, and good security for online purchases Reviewed on: 28th May 2026

Great service, payments always happen smoothly and i...

Great service, payments always happen smoothly and i feel like my money is secure. The points reward system is great too. Reviewed on: 28th May 2026

Stress free conflict resolution

PayPal have not put a foot wrong since I started using them. Problem solving without stress… will always recommend Reviewed on: 28th May 2026

User friendly

So user friendly, so simple even for a not so tech savy person like me Reviewed on: 28th May 2026

Got help with fraud .

Got help with fraud .service v good Reviewed on: 28th May 2026

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