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PayPal: PayPal Credit reviews

4.90
Based on 66,536 reviews, last reviewed 15th Apr 2026
1448500% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pomaga mi w kupnie zachcianek i nie musze sie martwic. Pomaga mi w kupnie zachcianek i nie musze sie martwic. Spłacam w ratach to mi sie podoba. Reviewed on: 15th April 2026
Krzysztof S's avatar
Krzysztof S

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66536)

Paypal Credit

5
Pre approved and no fuss. Easy to apply at check out. Reviewed on: 25th July 2022

So easy no problems

5
Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022

Great

5
Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022

Best

5
Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022

Great deals and offers if you pay within a time limit and no charge for credit.

5
Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022

Credit made easy and always at my fingertips.

5
Credit made easy and always at my fingertips. I feel so safe and secure with PayPal. Reviewed on: 18th July 2022

Amazing

5
Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Reviewed on: 17th July 2022

Fantastic payment service

5
Super easy service to use on any purchases. Payments over £100 qualify for 4 months interest free period which is great to know you can pay the bill without having anything extra on top to worry about. Reviewed on: 17th July 2022

lots of features

5
reliable service, can used on many website, and easy to manage through the payment process and also on the website., I like the flexibility liked with my banks when I can make lots of international transitions payments Reviewed on: 16th July 2022

Excellent service

5
Just what I needed to make life easier Reviewed on: 16th July 2022

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