Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

View other PayPal products

4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181051)

Paypal helped me when I was young

Been using PayPal since I was 16, makes purchases feel a lot safer, credit options also very helpfull Reviewed on: 28th May 2026

Just great customer service always the first choice...

Just great customer service always the first choice to make any payment or doubtful seller. PayPal always got you back Reviewed on: 28th May 2026

Great platform easy to use app is straightforward too

Great platform easy to use app is straightforward too Reviewed on: 28th May 2026

Ease of use

Really easy to use & set up.Using the paypal credit to purches items is s9 helpful Reviewed on: 28th May 2026

Professional, responsive, helpful on any purchases

Professional, responsive, helpful on any purchases Reviewed on: 28th May 2026

No issues

Any issues have been sorted out efficiently and with Reviewed on: 28th May 2026

I’m very satisfied with PayPal.

I’m very satisfied with PayPal. It’s fast, secure, and extremely easy to use for online payments and transfers. I’ve had a great experience and would highly recommend it. Reviewed on: 28th May 2026

Always prompt and super-helpful.

Always prompt and super-helpful. Reviewed on: 28th May 2026

Been used paypal more than 10 years.

Been used paypal more than 10 years. Love it Reviewed on: 28th May 2026

All good experience never had any problems

All good experience never had any problems Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101218 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub