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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181050 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181050)

PayPal is great

PayPal is a great way of securing payments, I've used PayPal for years & would highly recommend. Never had any issues contacting PayPal if any issues have arisen with any retailer. Reviewed on: 28th May 2026

They assisted me to recover my.

They assisted me to recover my. Money Reviewed on: 28th May 2026

reliable and convenient payment platform for online...

reliable and convenient payment platform for online transactions. It’s easy to use, widely accepted, and offers strong buyer protection for purchases. Sending and receiving money is usually fast, and the mobile app is user friendly. Reviewed on: 28th May 2026

Excellent service.

Excellent service. Good customer service Reviewed on: 28th May 2026

Does what it says

Easy to apply for and with your credit limit your aware of how much you can add to. Reviewed on: 28th May 2026

the future in your hands.

good value, easy to navigate,fast money moving option.the paying in mechanic is truly genius. fast simple and on the fly. I have recommended to so many. it just keeps getting better. Reviewed on: 28th May 2026

Think it is a brilliant idea.

Think it is a brilliant idea. It helps with interest free payment in order for you to purchase items otherwise you wouldn't have brought, it eliminates the worry about paying the whole amount in one go. So it gives you the option to purchase what you want and you know how much will be taken out each month to cover the repayments. It helps if you are struggling with money worries. So this service is good when you need to use it. Also it would be better if there was a longer interest free period, like 6 months even if you borrow lower amounts. Reviewed on: 28th May 2026

Amazing service all the time.

Amazing service all the time. Good problem solving. And a good credit allowence Reviewed on: 28th May 2026

Always smooth transactions no issues to complain.

Always smooth transactions no issues to complain. Reviewed on: 28th May 2026

Quick, easy and flexible.

Quick, easy and flexible. Great to be able to pay more when you want. Reviewed on: 28th May 2026

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