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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,478 reviews, last reviewed 15th Apr 2026
1443200% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent all Round. Excellent all Round. Always got notification of due payments and the credit was fantastic. Reviewed on: 15th April 2026
Jabir T's avatar
Jabir T

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66478)

Very helpful and easy to use

5
Grest product , highly recommend Reviewed on: 10th July 2022
Krishan's avatar
Krishan

Potentially the best online credit card

4
Amazing, easy to use would highly recommend. The pay in 3 months option makes spreading cost easy. Reviewed on: 10th July 2022
Cabba's avatar
Cabba

Affordable credit

5
It came at the right time with 4 months interest free Reviewed on: 10th July 2022
samo's avatar
samo

Not easy to use

3
The customer service is very prompt and helpful but the result for a service like disrepute issue is one thing that you never want to come across to. Reviewed on: 10th July 2022
Sheida Shakibaee's avatar
Sheida Shakibaee

Much loved

4
Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022
Anthony Rayman's avatar
Anthony Rayman

Fab

5
Great way of spreading cost. I've used it for years Reviewed on: 10th July 2022
Anita Aruna's avatar
Anita Aruna

Quick easy reliable

5
PayPal credit is ideal for any shopper, the “no interest for 4 months” on payments over £100 is just great and means I can spread out the repayments easily. Reviewed on: 10th July 2022
Bigzy RSPS's avatar
Bigzy RSPS

5 star

5
Overall it’s a positive experience Reviewed on: 10th July 2022
Zsanett Durrand's avatar
Zsanett Durrand

Reliable, convenient, safe and easily accessible

5
I have been using PayPal for 4 years now and I have found it so convenient and accessible. I love that larger purchases can be made and paid back interest free over 4 months. Paypal credit is my go to for larger purchases, so much so that I no longer have or need a credit card. I would highly recommend. Reviewed on: 10th July 2022
Danielle McMahon's avatar
Danielle McMahon

Great

5
Helps out when needed for large items. Gives you chance to pay before interest is added. Reviewed on: 10th July 2022
Sue's avatar
Sue

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