Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 66,367 reviews, last reviewed 15th Apr 2026
1433000% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the pay in three that you offer interest... I love the pay in three that you offer interest free Reviewed on: 15th April 2026
Kathy W's avatar
Kathy W

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (66367)

Fantastic

5
I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022

Extremely Efficient Service

5
PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022

Simple and clear

5
Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022

The best product

5
Very helpful when needed Reviewed on: 9th July 2022

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022

Good

5
It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

5
Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022

4 months interest free

5
Nothing more simple and a much better deal than any other credit facility. Love the 4 months interest free! Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 33256 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3671 reviews
    PayPal
    View all products