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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (66149 reviews)

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4.90

Based on 66,149 reviews, last reviewed 14th Apr 2026

1413300% increase in 5 star reviews

in the past 90 days

4100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really good very easy to use and manage Really good very easy to use and manage Reviewed on: 14th April 2026

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66149)

Convenient way 2.pay

Quick and within my limit PayPal is the reliable way to go Reviewed on: 8th July 2022

Brilliant

PayPal credit and Pay in 3 allows me to buy food and necessities when I need them. I feel safe using PayPal because they send me constant reminders of how much money I need to pay and date due. I find customer services over the phone very helpful, knowledgeable and patient with me when I want to know about unrecognised charges. Also customer services via chat room is even better as you can actually see the answer to ones question. I have been with PayPal for many years and if I cannot buy via PayPal I do without. I feel PayPal as a credit lender has my back and this its much appreciated. Thank you Reviewed on: 8th July 2022

So easy and convenient

Love the no interest for 4 months, it is easy to use and allows me to afford the things I love without paying any interest. Being a student, my credit rating is not as good as some other people's, but I was able to get access to Paypal credit and many online store have the option to pay with Paypal, from Apple to my trip. Reviewed on: 8th July 2022

The best

i recommend paypal to anyone because it is safe and very convenient to use and spend my money. Reviewed on: 8th July 2022

Always there

PayPal Credit is always there if I forget my wallet for purchases that can accommodate this service. Also since I acquired it they always increased my annual credit limit due to me paying on time which is a plus. Reviewed on: 8th July 2022

Excellent

No hassle. Fair interest rates. Peace of mind for all online payments Reviewed on: 8th July 2022

Excellent service

This provider gives satisfactory ratings for all my personal and family needs .Highly recommended Reviewed on: 8th July 2022

Excellent customer service

Paypal always make sure you get refund and the item is not as described. Reviewed on: 8th July 2022

Satisfying

Very satisfying ,good services, everything Reviewed on: 8th July 2022

Best rates

Easy to use and easy to pay , I prefer this system to my all credit cards that I already have Reviewed on: 8th July 2022

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