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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65671 reviews)

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4.90

Based on 65,671 reviews, last reviewed 14th Apr 2026

1369200% increase in 5 star reviews

in the past 90 days

4000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service and options Very simple to use and love the various options in repayment terms Reviewed on: 14th April 2026

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65671)

Excellent product, so easy to use.

I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022

Easy to use and a good rate

Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022

Quick and easy, and interest free

I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022

Good

Very easy and safe method of payment Reviewed on: 8th July 2022

Amazing

Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022

Good way to use credit

Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022

Great

Paypal credit is great to use pay for dearer item over 4 months interest free Reviewed on: 8th July 2022

100 percent

100% awesome and all the products are good compared to other company. Credit product is really good. Reviewed on: 8th July 2022

Excellent Service

PayPal credit or pay in 3 installments is excellent value and a chance to spread your payments that suit you. Reviewed on: 8th July 2022

Good product

I have paid for shopping several times and I did not expect it to be so simple. no fees if we meet the repayment time. I can confidently recommend paypal credit to everyone Reviewed on: 8th July 2022

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