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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Very happy with PayPal, no complaints.

5
Very happy with PayPal, no complaints. Reviewed on: 28th May 2026

I love using PayPal.

5
I love using PayPal. So easy. So reliable Reviewed on: 28th May 2026

Payments not appear straightaway like other credit a...

5
Payments not appear straightaway like other credit agencies Reviewed on: 28th May 2026

I'm very happy with my PayPal experience.

5
I'm very happy with my PayPal experience. Access is always available and transfers are processed quickly. I highly recommend it. Reviewed on: 28th May 2026

My go to for sending money to family and friends

5
I find using PayPal pay in 3 very useful when making bigger purchases online. I also find PayPal very safe to use..great for sending money for birthdays or collections to friends and family. Reviewed on: 28th May 2026

Great app easy to use.

5
PayPal is good on reminding upcoming pay tabs schedule regular subscription payments. Having some credit available on account it helps dealing in case of emergency spending. Accessible easy to use application make it user friendly. Reviewed on: 28th May 2026

Always clear and upfront with my PayPal account

5
Always clear and upfront with my PayPal account Reviewed on: 28th May 2026

PayPal is convenient

5
PayPal is convenient and extremely easy to use. I can use it for recurring purchases knowing it will be paid and I pay it at the end of the month. Reviewed on: 28th May 2026

Fantastic stuff

5
Fantastic. App very easy to use. Reviewed on: 28th May 2026

So far so good.

5
So far so good. Any problems Recommended Reviewed on: 28th May 2026

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