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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,671 reviews, last reviewed 14th Apr 2026
1369200% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and options Very simple to use and love the various options in repayment terms Reviewed on: 14th April 2026
Mark M's avatar
Mark M

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
Femia's avatar
Femia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65671)

Great

5
Its so simple And makes my life easier Reviewed on: 8th July 2022
Mohamed Elbahkiri's avatar
Mohamed Elbahkiri

Fab, easy to use, many merchants

5
It just makes life easier! I can spread costs with interest free credit and I can use it in so many places. Thank you Reviewed on: 8th July 2022
Writersblock's avatar
Writersblock

PayPal credit

5
Started off way a 600 limit now got a 2.5k limit never had issues with it always comes in handy for buying bigger items and helping spread the cost out Reviewed on: 8th July 2022
David McCuiag's avatar
David McCuiag

Paypal saves my skin every time!

5
Argh! Kids' birthday party you forgot about? No gift and no money in the bank? Fear not- Paypal Credit has your back! Gift sorted, child happy, pay it back next payday. Phew! Reviewed on: 8th July 2022
Helen Terry's avatar
Helen Terry

Convenient and Quick

5
The best thing about Pay Pal is the speed at which transactions are completed together with the necessary security. Reviewed on: 8th July 2022
Saif's avatar
Saif

amazing help during renovations

5
super safe, reliable service - a must when renovating thehouse Reviewed on: 8th July 2022
Maria MacDonald's avatar
Maria MacDonald

Quick and Easy

5
Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022
Suki Kooner 's avatar
Suki Kooner

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022
Hannah's avatar
Hannah

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022
Tiaan Ras's avatar
Tiaan Ras

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022
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