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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

My experience with paypal has been the best,.

5
My experience with paypal has been the best, I have been with paypal for over 5+years, and any problems I have had has been resolved almost straight away. I would, and have recommended paypal to family and friends. Reviewed on: 28th May 2026

Best offers and easy access.

5
Best offers and easy access. Paypal has been very handy to use. Especially having the paypal credit that im able to use when needed Reviewed on: 28th May 2026

Easy quick transactions overall good

5
Easy quick transactions and the no interest for x amount of time makes it appealing tho the interest is a little high after the fact Reviewed on: 28th May 2026

Easy to use, convenient and reliable.

5
Easy to use, convenient and reliable. Reviewed on: 28th May 2026

Good service to buy and transfer money , and safe

4
Good service to buy and transfer money , and safe Reviewed on: 28th May 2026

Good all round experiences

5
Money is well cared for and the facility to pay in installments interest free is excellent Reviewed on: 28th May 2026

A Go To for financial matters

5
Helpful and professional finance company I’ve used for years. Reviewed on: 28th May 2026

Brilliant so far!!

5
PayPal Plus has been brilliant for me so far — quick payments, easy to use, and gives customers confidence when paying. Everything’s straightforward to manage, and the cash hits the account fast. Definitely worth having for business.” Reviewed on: 28th May 2026

Very convienent.

5
Very convienent. Pay in 3 and 4 is very helpful..Makes life less stressful. Reviewed on: 28th May 2026

Very easy to use, its actually been a god send for m...

5
Very easy to use, its actually been a god send for me and when I used it for my business it helped me out so much Reviewed on: 28th May 2026

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