Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,672 reviews, last reviewed 14th Apr 2026
1369300% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly as described. Exactly as described. Easy to use. Reviewed on: 14th April 2026
Paul.A's avatar
Paul.A

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
Femia's avatar
Femia
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65672)

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022
steph-1994@outlook.com's avatar
[email protected]

Credit card

5
Awesome! Allows you to pay instalments in a period of time interest free Reviewed on: 8th July 2022
K007's avatar
K007

Fast easy

5
Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022
Sammy's avatar
Sammy

Absolutely love PayPal , so handy!

5
I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Best credit lender

5
Easy way, comfortable and secured access Reviewed on: 8th July 2022
Wajid Ali Kazmi's avatar
Wajid Ali Kazmi

Brilliant, helpful all round.

5
PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022
Mark Widdowson's avatar
Mark Widdowson

Great!!!

5
Very helpful with payment and very easy to use Reviewed on: 8th July 2022
Whitney's avatar
Whitney

Reliable,

5
I have only positive experience with paypal in all areas Reviewed on: 8th July 2022
Gabriella Nagy Horvath's avatar
Gabriella Nagy Horvath

Easy to Apply and Use

5
Have found PayPal credit to be amazing and easy to use, always trust it is safe and secure at online check outs. Really help spread the costs over a manageable period and the 0% interest for 4 months is a fantastic bonus. Highly recommend over any traditional credit card. Reviewed on: 8th July 2022
Dan's avatar
Dan

Good choice

5
Incredibly easy and good choice. Works perfectly alongside with all other payment methods provided by PayPal for all online shopping needs Reviewed on: 8th July 2022
Mariusz Mickiewicz's avatar
Mariusz Mickiewicz

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill