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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

It’s alright , I’ve been given credit very easily bu...

It’s alright , I’ve been given credit very easily but the repayments could be made easier to understand Reviewed on: 28th May 2026

I have used PayPal for 20 years or so and have never...

I have used PayPal for 20 years or so and have never had a bad experience. Customer service has been very good when I’ve had any issues with sellers/companies. I love the pay in 3. I also love the pay in 4 months, but a bit too much! Reviewed on: 28th May 2026

Easy to use, flexible payment options, good provider.

Easy to use, flexible payment options, good provider. Reviewed on: 28th May 2026

PayPal has made more things accessible at an afforda...

PayPal has made more things accessible at an affordable rate Reviewed on: 28th May 2026

When you need something but can’t afford to pay it a...

When you need something but can’t afford to pay it all, PayPal and its pay in 3 saves the day! Excellent service Reviewed on: 28th May 2026

Great experience with PayPal credit

I’ve had a good experience using PayPal Credit. It’s very convenient for online shopping, especially when you need flexibility with payments. The application process was quick and simple, and I like how easy it is to manage everything through the PayPal app. One of the best features is the option to spread the cost of larger purchases, which helps with budgeting. Payments are processed smoothly, and the reminders help avoid missing due dates. Customer service has also been helpful whenever I needed support. Overall, PayPal Credit is a useful option for managing online purchases responsibly and gives extra peace of mind when shopping online. Reviewed on: 28th May 2026

Easy to use, and convenient

Easy to use, and if you need help easy to get through to customer service Reviewed on: 28th May 2026

It's convenient and easy to navigate.

It's convenient and easy to navigate. Secure too Reviewed on: 28th May 2026

Love pay pal credit - fair, reliable and has helped...

Love pay pal credit - fair, reliable and has helped us in many situations before payday. Reviewed on: 28th May 2026

Not sure how to use new card

Not had any problems so far although I haven’t used the new system yet and not sure how to use it for retail purposes if I don’t have funds in the account Reviewed on: 28th May 2026

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