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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Easy to use app and facilities, I like the interest...

5
Easy to use app and facilities, I like the interest free credit option Reviewed on: 28th May 2026

Never had any issues

4
I have used PayPal for years and have never had an issue Reviewed on: 28th May 2026

Everything is clear and very easy to use

5
Everything is clear and very easy to use Reviewed on: 28th May 2026

Easy to use.

5
Easy to use. Very good and safe way to use your money Reviewed on: 28th May 2026

PayPal credit handy to have

5
It is handy to be able to spread your expenses with PayPal credit Reviewed on: 28th May 2026

Keep up the great work

4
my experience has been great using PayPal services (I have been using for over 1p years now) Reviewed on: 28th May 2026

Safe, secure and user friendly!

5
Extremely easy to use and great benefits too. Reviewed on: 28th May 2026

Helped me out of a few tight spots!

5
Helped me out of a few tight spots! Not needed customer service really as the app is very clear and efficient. Always feel secure using PayPal online and has great options for payment. Very reasonable pricing and payment plans. Reviewed on: 28th May 2026

Credit that gives you flexibility

4
I have used paypal credit and it helped me in hard time to pay my bills and split the amount in smaller payments. Really appreciate the instalment plans. Reviewed on: 28th May 2026

Good experience I'm very happy to be paypal customer

5
Good experience I'm very happy to be paypal customer Reviewed on: 28th May 2026

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