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PayPal: PayPal Credit reviews

4.90
Based on 66,536 reviews, last reviewed 15th Apr 2026
1448500% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pomaga mi w kupnie zachcianek i nie musze sie martwic. Pomaga mi w kupnie zachcianek i nie musze sie martwic. Spłacam w ratach to mi sie podoba. Reviewed on: 15th April 2026
Krzysztof S's avatar
Krzysztof S

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66536)

Best to use

5
Provide a very fast and easy services Reviewed on: 9th July 2022

I love paypal

5
Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022

Love Pay In 3

5
I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022

Eases the Burdon when you purchase large items.

4
PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022

Pay pal credit is easy to use

4
Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022

Credit

5
Very easy to use & I love pay pal credit for my difficult times .thanks a lot Reviewed on: 9th July 2022

So useful and reasonable interest rates

5
When money is short PayPal has been a god send whether it's Pay in 3 interest free or larger items over 12 months. It charges half the interest that credit card companies charge. I highly recommend PayPal. Reviewed on: 9th July 2022

Great service

5
Amazing service every time you need PayPal they will help you Reviewed on: 9th July 2022

Absolutely wonderful

5
Good services and low interest. Since I have been using PayPal credit I have no regrets. Reviewed on: 9th July 2022

PayPal

5
PayPal Credit has been amazing for me. The reasonable and sustainable interest rates have meant that I can purchase the things that bring me enjoyment in life without worrying about being in debt. I've booked holidays and gotten presents for friends and family without a worry! Prior to Pay Pal Credit, I was very afraid of ever using credit after hearing about so many bad experiences! Reviewed on: 9th July 2022

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