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PayPal: PayPal Credit reviews

4.90
Based on 75,248 reviews, last reviewed 18th Apr 2026
2253300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026
Adamski's avatar
Adamski

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75248)

PayPal credit was convenient and very easy to use

5
PayPal credit was convenient and very easy to use Reviewed on: 24th May 2024

PayPal credit is an easy way to borrow money for a f...

5
PayPal credit is an easy way to borrow money for a few months. It's hassle free and I have found it useful on many occasions Reviewed on: 24th May 2024

Very quick and easy to use PayPal credit, it's a god...

5
Very quick and easy to use PayPal credit, it's a godsend Reviewed on: 24th May 2024

No fuss is a must

5
Every query I have had answered straight away no nonsense nice staff polite friendly Reviewed on: 24th May 2024

Issue sorted quickly

5
Only had a couple of issues in past and were sorted out quickly Reviewed on: 24th May 2024

Excellent Customer service, and an innovative company.

5
Excellent Customer service, and an innovative company. Reviewed on: 24th May 2024

My best mate PayPal

5
Using PayPal for years and is the best method to pay, service is brilliant and so easy. I just love it Reviewed on: 24th May 2024

Reliable and secured to use.

5
Reliable and secured to use..I love the fact that you can buy now and pay later and no interest if paid within the given period..The most safest way to make online payments Reviewed on: 24th May 2024

Amazing customer service and all in all great easy s...

5
Amazing customer service and all in all great easy shopping experience Reviewed on: 24th May 2024

I have paypal almost for 4 yearsand they helpingmea...

5
I have paypal almost for 4 yearsand they helpingmea lot with everything and is easy to use i really recommend PayPal Reviewed on: 24th May 2024

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