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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181005 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181005)

Very good experience using paypal

Very good experience using paypal Reviewed on: 27th May 2026

easy and straight forward to deal with.

easy and straight forward to deal with. very satisfied with 4 easy payment terms provided. makes life a lot easier Reviewed on: 27th May 2026

Never had a problem with PayPal and always have peac...

Never had a problem with PayPal and always have peace of mind when using it to make payments as you have the added security Reviewed on: 27th May 2026

Good but I had issues with paying back on direct deb...

Good but I had issues with paying back on direct debit as my card went missing I had to froze that card and the payment failed due to this which impacted my credit score Reviewed on: 27th May 2026

They are amazing

They are amazing and helpful with everything Reviewed on: 27th May 2026

Its so convenient can split into 3 payments so easi...

Its so convenient can split into 3 payments so easily so easy to use.great app Reviewed on: 27th May 2026

My best credit card.

My best credit card. This is a must for any family Reviewed on: 27th May 2026

Very convenient and easy to use.

Very convenient and easy to use. Would definitely recommend. Reviewed on: 27th May 2026

PayPal review

In all my years using PayPal never have problems with payments or otherwise. Always received money back true costumer service if had any problems with ebay sellers. Reviewed on: 27th May 2026

Very good so far no complaints and very helpful I’ve...

Very good so far no complaints and very helpful I’ve been with PayPal for years Reviewed on: 27th May 2026

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