Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181004)

Great business

5
Been very helpful and easy to understand great business Reviewed on: 27th May 2026

Excellent and reliable

5
Excellent and reliable. Easy to use/ set up. Safe and secure payments Reviewed on: 27th May 2026

Great experience.

5
Great experience. Easy set up, clear instructions and helpful customer service Reviewed on: 27th May 2026

Used PayPal for years made my life easier

5
Used PayPal for years made my life easier Reviewed on: 27th May 2026

Easy to use with competitive rates

5
Opened a paypal account to access the paypal credit and use for quicker payments, found it easy to do with no hassle, paypal has competitive rates, recommend if one wants to free up spending capabilities. Reviewed on: 27th May 2026

Always easily contactable and extremely efficient.

5
Always easily contactable and extremely efficient. The app is very easy to use and trustworthy. Thank tou Reviewed on: 27th May 2026

So quick and reliable

5
So quick and reliable .payment never fail Reviewed on: 27th May 2026

Can't fault it.

5
Can't fault it. Never had a problem. Reviewed on: 27th May 2026

Used pay pal for years always use and feel protected...

5
Used pay pal for years always use and feel protected and covered also pay pal credit an excellent useful feature Reviewed on: 27th May 2026

PayPal is a quick solution for payment and buying pr...

4
PayPal is a quick solution for payment and buying products through online. Reviewed on: 27th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101181 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products